Achieving a Low Cost of Living: How to Know Your Expenses Are as Low as They Can Go

Written by Rocco Pendola

Narrated by Andrew W. Potter

It’s a common refrain in the world of personal finance: “Live within your means.” And it’s good advice. But how we go about “living within our means” can vary dramatically depending on the person giving the advice. Some people think calculating a certain percentage of income for spending each month is sufficient… but a low cost of living is about more than a fixed number or percentage. We’re all different and have different relationships with money. How can we live within our means while still considering our unique financial situation?

In Achieving a Low Cost of Living, an audio course from Scribd Coach, personal finance writer Rocco Pendola explains everything you need to know to look at your finances in a new way — as a unique part of your life that requires personalized solutions. Drawing from the field of psychology as much as finance, Pendola explains what it really means to live within your means; the importance of reducing big expenses; and an alternative budgeting method to help you carve out a personalized budget. He also shares exercises along the way to help you put what you’ve learned into practice.

We all want a lower cost of living; how we get there depends on who we are. Rocco Pendola’s personalized approach could be a game changer for future budgeters.

• Language: English
• Publisher: Scribd Coach
• Release date: Mar 15, 2022
• ISBN: 9781094438207

Rocco Pendola

Rocco Pendola writes about doing life and personal finance, focusing on the psychology of our relationship with money. Find him on Medium, @RoccoPendola; at his Never Retire Newsletter on Substack at http://roccopendola.substack.com; The Balance at http://thebalance.com/rocco-pendola-5087572; or on Twitter, @rocco_pendola.

Reviews for Achieving a Low Cost of Living

[Eric Crim · Rating: 3 out of 5 stars]

Different than what is expected, and a good listen thank you