FUNDING MORE JOY

Making a budget can sometimes feel like punishment. Tracking every expense and reining yourself in before you overspend in various categories can be agonising. Factor in your healthcare expenses and it can be an even more frustrating endeavour.

But budgeting is often essential, especially when you need to make sure you have enough to cover the cost of your healthcare. Even with good health insurance, the amount of money that people with diabetes have to pay out of pocket is not insignificant.

Enter values-based budgeting, an approach to budgeting that focuses on aligning your spending with what’s important to you. When you budget in this way, you choose to spend money on the things that matter in your life and, perhaps more importantly, choose to spend less on the things that don’t. This