Every new business wants to create the ideal working environment. Challenger bank, Monzo, is no different. In episode 038 of Social Minds, Social Chain COO Dom McGregor is joined by Monzo COO, Tom Foster-Carter. In this, we discuss how core values, an intuition for what young people want and determination to do things differently is the only way to create a successful business in a time where the average lifespan of a company is just 15 years.