In this episode of the Smartest Amazon Seller, Scott interviews Alex representing Payability. They talk about when it is appropriate to take out a loan or an advance, how to work in the ecommerce world with advertising, and financial products for ecommerce based companies. They also discuss the difference between a loan and an advance. Alex- When is it worth the risk of taking an advance or loan? 4:28- financial products for ecommerce based companies. 9:20- differences between a loan and an advance 16:43- Payability’s work 23:17- Coupon with Payability 32:37“The shorter that you can create that time of when you made a sale to when you have money in your pocket, the smoothing you can kind of do over the rest of your expenses in your cash flow.”