Oh boy is this a critical episode! Which one of us does not want to have more financial security? Especially these days?  It is not an understatement to say that the future of your cafe hinges on how well you manage your money now and how well you understand money's role in your business.  So many of us are rebuilding from the COVID crisis and in need of guidance on how to create financial resiliency in order to both thrive in the coming recession and be prepared for other normal financial challenges that come our way. Today's episode is going to deliver an extraordinary amount of information and actionable insights for you to build a financially sound business in the midst of uncertain times. We are joined by financial planner, CPA, and consultant Andrew Carroll of www.cfoandrew.com  Andrew Carroll has been advising people on business and their financial lives for over ten years. He has helped countless people and businesses with their taxes, investments, insurance, business strategy, operations, mergers and acquisitions, and accounting. As a CPA he specializes in personal finances and also specializes in management accounting where he helps bring understanding to how we use numbers to make decisions. He has an incredible gift of being able to articulate and break down financial concepts into language that is not only relatable and understandable, but really connects to the heart of what we need to hear.  This conversation is value-packed with insights that will change the way you see and run you business for the better.  We discuss:  Our relationship with money and why money isn’t real How to build a war chest Creating financial strategy Creating resiliency Why you need to raise your prices  Profitability and managing profit Zombie businesses PPP and EIDL Loan guidance Self-insurance and the waterfall system How to set your business goals  Links: www.cfoandrew.com Means of Production Podcast   Related episodes: 160 : The Smart Way to Approach Money w/ Jill Schlesinger 202 : Mastering your Finances and Accounting w/ Keila Hill-Trawick of Little Fish Accounting 184 : Making Great Business Decisions w/ Dave Stachowiak 210 : The Future of Retail w/ Doug Stephens | CEO of The Retail Prophet 211 : Straight Talk from the Retail Doctor, Bob Phibbs   The BEST in commercial coffee equipment www.prima-coffee.com/keys   Want the best plant based beverage for your coffee drinks?  www.pacificfoods.com/food-service