When I Was a Loan Shark: Volume 1

By Zhenyinfang

The years I lent

• Language: English
• Publisher: Funstory
• Release date: Mar 10, 2020
• ISBN: 9781648572104

Book preview

CONTENTS

CHAPTER 1 - BEGINNING OF LINE

CHAPTER 2 - MEATY

CHAPTER 3 - PRIMARY DIAMETER

CHAPTER 4 - DIFFERENT HE YING

CHAPTER 5 - SET UP

CHAPTER 6 - COINCIDENTALLY

CHAPTER 7 - CRAP

CHAPTER 8 - HONEST PERSON

CHAPTER 9 - EXPOSURE

CHAPTER 10 - NO NEWS YET

CHAPTER 11 - SEND YOURSELF TO THE DOOR

CHAPTER 12 - ACTIVE

CHAPTER 13 - BROTHERHOOD

CHAPTER 14 - VIRILISM

CHAPTER 15 - YOU ARE NOT WILLING TO GIVE ME FACE

CHAPTER 16 - NO BOTTOM LINE

CHAPTER 17 - FLORAL SYSTEM

CHAPTER 18 - HE YING

CHAPTER 19 - WITHDRAWAL DISCIPLINARY ACTION

CHAPTER 20 - ADVICE

CHAPTER 21 - THREAT DIRECTOR

CHAPTER 22 - DOUBLE BETRAYAL

CHAPTER 23 - MISUNDERSTANDING

CHAPTER 24 - BE AT PEACE

CHAPTER 25 - SYNTHETIC PHOTOS

CHAPTER 26 - ENCIRCLING BLOCKAGE

CHAPTER 27 - INTERNAL FIGHTING

CHAPTER 28 - TURNAROUND

CHAPTER 29 - DESPAIR

CHAPTER 30 - CAUSING TROUBLE ON THE UPPER BODY

CHAPTER 31 - FIELD COMBAT

CHAPTER 32 - ALCOHOL TOP

CHAPTER 33 - NOCTURNAL CONVERSATION

CHAPTER 34 - DIFFERENT OLD BLACK

CHAPTER 35 - CHEN TAO

CHAPTER 36 - BACK VIEW

CHAPTER 37 - GREEN HAT

CHAPTER 38 - BUY CLOTHES

CHAPTER 39 - DINING TABLE

CHAPTER 40 - INTERLUDE

CHAPTER 41 - FARCE

CHAPTER 42 - TEACHERS

CHAPTER 43 - COOPERATION PROJECTS

CHAPTER 44 - BENEATH THE DORMITORY BUILDING

CHAPTER 45 - ACTIVE

CHAPTER 46 - HYPERSENSITIVITY

CHAPTER 47 - AGREEMENT TIME

CHAPTER 48 - SENTIMENTAL RESTAURANT

CHAPTER 49 - CRAWLING IN THE MIDDLE OF THE NIGHT

CHAPTER 50 - SURPRISED AND SHOCKED

CHAPTER 51 - BODY PICKING

CHAPTER 52 - HE XI

CHAPTER 53 - OPPORTUNITY

CHAPTER 54 - HARDENING

CHAPTER 55 - COMPANY ESTABLISHMENT

CHAPTER 56 - TELEPHONE

CHAPTER 57 - OPENING

CHAPTER 58 - NEW LIFE

CHAPTER 59 - COOPERATION

CHAPTER 60 - RESUME OLD BUSINESS

CHAPTER 61 - HINT

CHAPTER 62 - LIBRARY

CHAPTER 63 - TURBULENT DARK TIDE

CHAPTER 64 - EARLY MORNING KINDLING

CHAPTER 65 - COINCIDENCE

CHAPTER 66 - TEAR

CHAPTER 67 - NEW PROGRAM

CHAPTER 68 - ADDICTION

CHAPTER 69 - SEND MONEY

CHAPTER 70 - QIAN WAN

CHAPTER 71 - GRADUALLY GROWING

CHAPTER 72 - TROUBLE

CHAPTER 73 - GROWTH

CHAPTER 74 - WAIT FOR TIME

CHAPTER 75 - AFTERSTROKE

CHAPTER 76 - CREDIBILITY CRISIS

CHAPTER 77 - COUNTER START

CHAPTER 78 - RESOLVE

CHAPTER 79 - WIND PAUSE

CHAPTER 80 - DOG SKIN PLASTER

CHAPTER 81 - UNEXPECTED

CHAPTER 82 - TEMPORARILY CALM

CHAPTER 83 - MESSAGE

CHAPTER 84 - SECRET APPOINTMENTS

CHAPTER 85 - METRO HUG

CHAPTER 86 - WISHFUL THINKING

CHAPTER 87 - WHAT'S STRANGE

CHAPTER 88 - WISHFUL THINKING

CHAPTER 89 - LOCAL RESOLUTION

CHAPTER 90 - LONG-AWAITED MESSAGES

CHAPTER 91 - ONE LIFE

CHAPTER 92 - OLD PEOPLE MESSAGE

CHAPTER 93 - PAST

CHAPTER 94 - WILL

CHAPTER 95 - FORGERY

CHAPTER 96 - THE WIND OF PUBLIC OPINION

CHAPTER 97 - TROUBLE

CHAPTER 98 - ANGER

CHAPTER 99 - 100000

CHAPTER 100 - FEASTING

CHAPTER 1 - BEGINNING OF LINE

In the past two years, loan of fruit and loan of campus have emerged one after another. Those lenders who aim at the student market are hateful, but who would have thought that if the students were not conceited, why would these markets be so popular?

My name is Li Fei, I'm a college student. At the same time, I was a less qualified lender, and it was a coincidence that I was able to get into the business.

Li Bin is my dorm friend, I heard that he is the head of a lending company.

He himself often boasts in front of us about one of the beauties in the school who lent him a loan to do flirtatious acts. Sal said he had some nasty little videos in his hands.

To be honest, I despise such people. What kind of man are you to use a woman as a fruit picture to threaten?

But then again, even I have to admit that there is a hint of jealousy in this contemptuous attitude.

I sometimes wonder what the blood of well-dressed women will look like when they take off their clothes.

After lunch that day, I went back to the dormitory as usual, but when I passed the girls' dormitory downstairs, I saw a woman hesitating, staring at a small advertisement on the wall next to it. She immediately left when she saw me coming.

This woman's looks aren't bad. With a sweep of my eyes, my sight fixed on her snow-white legs that were as long as lotus roots.

I'm a leg-wiper, so I can't help but want to see what this woman looks like.

Who knew that when I looked up, not only was this woman's legs long and white, her buttocks were also protruding and her breasts were bulging. Furthermore, the little ad she saw was actually a loan advertisement posted by Li Bin.

She wants a loan?

When this thought flashed in my mind, I immediately had a thought. I couldn't help but turn my head to look at the beauty. After hesitating for two seconds, I walked over and asked, Beauty, you want to borrow money?

She was stunned for a moment before an unnatural flush flashed across her face. Her eyes kept dodging as she said, No, I'm just looking around.

Naturally, I couldn't believe her. On the contrary, I made up my mind to my mind. But, I didn't want to pursue the matter any further and decided to leave.

From the reaction of this beauty, I can tell that she's probably a child from the countryside. Her personality is probably more introverted, or else she wouldn't have blushed so easily.

I really don't understand why she wants a loan. Doesn't she know what these campus loans are?

After walking for a while, I looked back in that direction. The beauty had returned back to the place where the ad was advertised and was using her cellphone to record something. In fact, just by thinking about it, I could tell that she was memorizing Li Bin's phone call with my toes.

I wasn't a saint, but somehow I felt sorry for her at that moment, and didn't want to see such a girl fall so badly that her body was presented to others.

After hesitating for a while, I turned around and went back. This time, I didn't hide anything and went straight to the point. Beauty, this money isn't easy to borrow. You should know.

I knew she might be disgusted by what I said, but I still had to say it.

What has it got to do with you? She rolled her eyes at me.

Tch, being treated as a mule out of kindness, I also feel that my actions are a bit too idiotic. It was obvious that Zhou Yu was willing to take all the loans one by one. What did it have to do with me?

Just as I was about to let it go, a bold idea popped into my head.

How does this have nothing to do with me? The Li Bin above is my dorm mate. If you really need help, I might be able to help. Actually, I don't even know how Li Bin negotiated with these girls in private, and it's not easy to explain too much.

Do you mean that I can find you to settle this matter? Her eyes lit up.

I was stunned for a moment before realizing that I was also being treated as a lender. I even thought that the people in our dorm were all people who were doing this.

Sure! I replied with a nod. I was actually a bit excited.

How much is a thousand dollars? After she confirmed my 'identity', she no longer bothered hiding it and went straight to the main point.

To be honest, I felt guilty when she asked this question, but at that time, it wasn't right for me to directly call Li Bin and ask about these things.

I thought about it for a while, then said with a smile, It's the same as the market, you know.

I don't know what the market is like, but this is the first time … she stammered.

The loan period you choose is different, and the interest that comes with it is also different. For those with a one-week limit or with a one-month limit, it depends on how you choose. I pretended to be old and mature.

I've heard Li Bin talk about this matter before, I only know that the interest is rather high, but I'm not sure about the exact amount, so I can only deal with it this way.

Alright, can you pay me today? She licked her lips.

One thousand yuan isn't a lot, but I've never done this before. I don't know what the process is, so I can only vaguely say it.

She nodded and told me she was in a hurry. Then she added my WeChat and asked if I needed any information. The WeChat told her to pass it all to me.

After that, we parted.

When I returned to my dorm, I immediately checked the information on the school's loan. After I finished reading, I realized that this business was definitely a windfall, no wonder that Li Bin didn't even attend classes and only played with these things, for example, a thousand dollars a month would make three hundred thousand, ten thousand would be three thousand, and a hundred thousand would be thirty thousand. His profits were unimaginable!

Just as I was asking around, I heard a WeChat message ring out. I casually picked it up and looked at the message sent by the girl. Brother, do you still need that kind of photo?

I didn't even need to think about it to know that she was referring to fruit photos. The thought of her hot body made my heart heat up.

To be honest, even though I felt that this method was very inhumane, deep down, I still wanted to see the girl's naked body. After hesitating for a long while, I finally replied, Of course!

After typing, I lit a cigarette and sat for a long time.

Actually, I had planned to introduce this business to Li Bin. However, on one hand, it was the temptation of money, and on the other, it was the fruit shot of a girl. I was unwilling to give up, the operation process is so simple, why don't I do it myself?

As soon as this thought popped up, it became uncontrollable.

I earned some money from my summer job at the electronics factory, and now I've had three thousand dollars to spare, in addition to the necessary living expenses, but I've never thought about that before.

Because I don't have much capital and I also think about it simply, just doing that girl's business for a month wouldn't have much of an impact. Other than making 300 yuan for free, I can also enjoy the beauty of it for free.

Although I had made up my mind, it was about my own money. I was still worried about repayment, so I asked her again and again if she could pay it back in time.

After she agreed, I was relieved and recorded down some of the information that I had obtained from the internet.

In addition, I also specifically downloaded an agreement, but I was more than careful to change the company above into an individual, which in itself was considered an individual loan to the individual.

After making sure there was nothing wrong with it, I sent the package to the girl and waited for her to fill it out.

Very quickly, he filled in the form and sent it over. At the same time, there were a few photos.

The moment I clicked on the photo, I felt my head turn hot and blood came out of my nose.

Even though I had already imagined those scenes, I couldn't help but feel hot when I actually saw the pictures.

In the picture, her eyes were watery as she faced the camera with a slightly evasive gaze. She bit her lower lip with her teeth while her face was slightly red. Her skin was as white as goat fat and rosy.

One of her hands covered the perfectly round white area, but her hand was really too small. There was a pink blush between her fingers, which made me want to pull her hand away and give her a good squeeze.

She was obviously very shy. Her slender white legs were slightly bent, and her other hand was protecting the place that people looked forward to. It made me really want to push her to the side and do something!

That bulge was obviously not that big when she was wearing clothes this afternoon. I didn't expect to see her undress to be so spectacular. This must at least have a D, right?!

CHAPTER 2 - MEATY

I put the phone down and took a few deep breaths. However, he was still unable to calm the heat in his heart and his natural physical reaction.

This scale, is it okay? On WeChat, she asked with uncertainty.

Sure. I rubbed my nose and replied.

Actually, this is also the first time that I've been a girl to a bridal sedan chair. I don't know if this kind of thing is possible, but I feel embarrassed to ask for too big of a scale. Forget it, let's just leave it at that.

Only after quite a while did I calm down. I skimmed through the information and found that her name was He Ying, the address on the ID card was indeed from the countryside.

After I confirmed that there was nothing wrong with the information, I sent the money over to He Ying through WeChat. She immediately picked it up, as if she had been staring at her cell phone.

Afterwards, I looked at the balance in the bank card and let out a long breath. I hope everything goes well.

In the afternoon, I saw Li Bin returning from the outside with his trademark smile of success on his fat face.

This time, instead of bragging as usual, he went straight to the bathroom, took a shower, and looked at himself in the mirror. After some grooming, he combed his hair into a big back like a chicken's nest and sprayed it with perfume.

I slanted my eyes. Did this guy think he could become Peng Yuyan just by wearing perfume?

I hesitated to tell him about the loan. After all, we were brothers.

But in the end, I thought that if he really did say it, he would definitely request to see He Ying's photo, and he might even interfere in this matter.

Besides, my money has already been transferred, and that's all I have to do.

Li Fei, how are my clothes, cool right? Li Bin shone his eyes left and right in front of the mirror, not forgetting to show off to me.

I looked at him blandly. This guy always likes to dress up anyway. In his words, it's just a job need. His face is so oily that it looks like a pretty boy's face.

He's just a mute, yet you want to wear flowers? I snorted and began to attack him mentally.

What do you mean? Li Bin was a little confused.

I chuckled. The more ugly you are, the more mischief you will commit. So which little girl are you planning to play with again? "

I asked casually. Anyway, this guy often brags about things like that.

If you're jealous of my words, then just say it. Besides, what I'm doing is just a normal transaction. If I can't repay your debt, then I will repay you with flesh and blood. It is perfectly justified!

Normally, when I listen to Li Bin's shameless bullshit, I'll just treat it like a mosquito.

However, what he said today made me realize something. I asked tentatively, Li Bin, is your industry really that great? For example, if the payment deadline has arrived and the other party is unable to repay the money, what should we do?

Hurry them up. Think about it, if their photos fall on us, we will naturally be worried about being exposed. If we put a little pressure on them, they will obediently return the money. Lin Bin disapproved.

Tsk, it's so easy to say. If you really expose it, wouldn't it be against the law? Furthermore, at the level of exposure, if the other party breaks down and doesn't give you a single cent, what can you do? To be honest, that's what I'm worried about the most.

If I knew earlier, I would have introduced him to Li Bin. Why would I worry so much about it?

They're all students, they're even more timid than mice. As long as they're scared, they'll obediently hand over the money, exposing the photos is just scaring them. If we really run into Old Lai who owes us money and don't pay them back, then we'll have plenty of time to deal with them, we don't want to waste time talking with you anymore, we still have things to do tonight. Li Bin wiped his greasy hair off, then took his phone and prepared to leave.

Do you want to go for a good thing? He suddenly turned his head and stared at me for a long moment.

Tell me about it first! I looked at him suspiciously, pulled out a cigarette, and tossed it to him.

He lit up a cigarette and took a drag, Fei, don't say that this bro isn't taking care of you. This bro has two girls with proper looks and physiques. They can't pay you back, so they offered to pay you back. Do you understand?

And then? I don't quite understand what this has to do with me. Could it be that he can give one to me?

If we are unable to pay the interest back on time, there is another way, and that is to pay for it with meat. Naturally, we have to pay for the interest ourselves, so let's put it this way.

Li Bin's words could not be more obvious. If it was before I searched through the information today, I would not have believed everything he said.

Possibly sensing my wavering, Li Bin continued to speak: "Think about it, three hundred yuan, even though it's not a small amount, but compared to all of these, it's simply a huge advantage. You must know, for us to be able to release money, there's absolutely no one who looks bad.

Li Bin's words were like a gavel that smashed against my frantic heart.

In my mind, I once again recalled the image of He Ying's blood spraying out. Finally, I rolled off the bed and said: Alright!

I quickly took a shower, changed my clothes, and imitated Li Bin spraying some fragrant water before leaving with him.

Li Bin said that the agreed time for him to meet the other party was 8 PM, so we should first go to the night market to drink some wine, then get a room in the city. But now, the first thing to do was to go online with him.

Synthetic Finance Corporation, when I saw this signboard, I realized that this was the company that Li Bin belonged to.

At first I thought it was a proper company, but after I went in, I found out it was all done by some scumbags.

There were only two desks in the office, and the rest were a few broken sofas.

When we went in, there were a few guys about my age reclining on the couch, playing with their cell phones.

The atmosphere didn't feel good, even repressed, especially when I felt strange glances from the others.

Li Bin acted as if he didn't feel it at all. After he warmly greeted these people, he brought me to the innermost office. He told me to wait at the door while he went in first.

I didn't really want to stay here, but I had no choice but to find a chair near the door and sit down. Luckily, no one else was paying me any attention, which made me feel a lot more at ease.

However, in a few minutes, Li Bin came out and said that he wanted me to transfer 300 interest coins to him.

This was already agreed upon previously, so I didn't write anything down. I directly transferred 300 to him on WeChat, and after receiving the money, Li Bin returned back to his office.

Two to three minutes later, a big fatty with a unshaven beard walked out together with Li Bin. That guy was first stunned when he saw me, then laughed: You seem to be very rich, are you interested in joining our company? Bao you, eat and drink spicy food, Yue Yue has a little sister to accompany you!

I shook my head decisively. I thought it would be better to stay away from these people with bad intentions.

Li Bin chatted with the person for a while longer before we left. After exiting the building, I felt a little better.

Li Bin and I played a few more rounds of billiards outside, and only then did the appointed time arrive. He didn't leave behind an inkstone, and directly brought me to our destination — Phoenix Night Market.

When we reached the place, I saw two women with skinnier clothing. I knew these were the two women that Li Bin mentioned.

As usual, we ordered a dozen beers and snacks. Soon, we started drinking. These two girls had rather unrestrained personalities, but it made me feel a little unwilling to let them go.

In the end, Li Bin took me to the washroom and left, asking me which one he had taken a fancy to.

CHAPTER 3 - PRIMARY DIAMETER

To be honest, I was a bit embarrassed. After all, this was my first time.

I asked him, a little awkwardly, which one he had taken a fancy to, and I could do anything about it.

Li Bin chuckled, and said that the girl wearing a short white skirt was not bad. Seeing that my conversation with her was not bad, he suggested me to choose.

I didn't say anything, just smiled and nodded in agreement.

When the two of us returned to the private box, Li Bin smiled and patted my shoulder, saying that since I had already spent my money, it would be fun.

We didn't order much when we came, but there's still a lot left.

To tell the truth, everyone knew exactly what they were here for and they had no interest in eating. We drank quite a bit of wine, the two girls were really good at it, and the four of us drank an entire two dozen.

Under the effects of the alcohol, I quickly took off my pretense of being reserved. Under Li Bin's instigation, I hooked onto the girl wearing a short white skirt and walked towards a nearby hotel.

The girl next to me smelled faintly, and on the way there she took my arm naturally, feeling the softness, the elasticity, the fullness of a woman, and I immediately reacted with disappointment. After all, I had rarely been so close to a girl since I broke up with my predecessor.

My hand disobediently slid down her shoulder along her slender waist. I pinched it with force. This body of mine sure is impressive!

Seeing that she didn't resist, she even raised her head and gave me a coquettish smile. My courage increased as I lowered my head close to her white and tender neck and directly licked it. So fragrant!

It's good that Brother Zhang likes it. He'll definitely be satisfied with it tonight. The girl smiled flirtatiously and even slid her hand down my waist, giggling as she touched me.

He didn't expect this girl to be so pure, and deep down her bones, she was so coquettish!

When I thought that I would be able to eat this demon that would grind people down, I couldn't help but feel ecstatic and my feet couldn't help but speed up my pace.

When I reached the hotel, I slipped out of the room. As soon as I entered, I couldn't wait to hug her from behind, and my hands directly climbed up the two tall lumps, the elasticity, the touch, the fullness!

Aiya, Brother Zhang, don't be in such a hurry. Go take a bath first. The girl smiled and pulled my hand down.

Although I was quite anxious, I knew that the smell of alcohol mixed with the smell of barbeque was not good, so I didn't insist on taking a quick shower before returning.

Who knew that right after I entered, the girl's delicate laughter came from outside the door: Brother Zhang, do you want me to bathe with you?

This sweet voice made me feel extremely hot. In my mind, I could see the scene of the girl, completely naked, faintly discernible in the mist!

The more I thought about it, the more I felt that the three hundred dollars were worth it.

That would be for the best! On top of the alcohol, my desire was magnified, and I shamelessly agreed to take off my clothes and wait for the girl to come in.

Soon, the girl came in on her disposable slippers. As I had expected, she was completely naked. She was smiling sweetly as she let me admire her.

Although her figure was not bad, it was still worse than He Ying's, at least her legs were not evenly matched.

My breathing grew heavier, and my hands began to move around the girl.

Despite the constant spray of water on the top of our heads, it didn't affect our condition at all, and there was even a sense of adding fuel to the fire.

Soon I was overcome with lust, and I pushed the girl against the wall, ready to take the next step.

Who would've thought that the girl would push me and say shyly, Don't rush.

However, she actually opened her red lips and licked them a few times before swallowing it!

Perhaps because I had not been in contact with a woman for so long, I was sensitive for the first time. Under her hesitation, it didn't take me long to surrender. The girl pretended to be angry as she looked at me and said, Brother Zhang, you're really comfortable. I'm still full of anger.

I could see that she wasn't really angry, but I did think it was embarrassing. I could only smile and say that it had been a long time.

Fortunately, she only talked, then quickly cleaned me up and we both took a shower.

But in the end I was young and capable, and in the process of taking a bath, I soon raised my head and puffed out my chest under her unintentional teasing.

Soon, the girl's eyes lit up. She leaned close to my ear and blew: Brother Zhang, this time, it's going to be fun, right?

Hot air caressed my earlobes, making me feel numb all over.

When I thought of that wonderful feeling, I bent down and picked her up by the waist and threw her on the bed.

It was unknown if it was because she had just finished a hot bath or because she was emotionally moved. At this moment, her face was flushed red and her slender legs were constantly rubbing against each other.

I pounced on her quickly, but this time I was familiar with the route, and soon she was gasping for breath.

Half an hour later, she finally couldn't take it anymore. She kept calling for her brother to beg for mercy. I felt that it was about time, so I made my final sprint.

Finally, with her high-pitched scream, we both reached the peak.

After cleaning up her body, she reluctantly nestled into my embrace, coquettishly looking at me, seemingly very satisfied.

I glanced at her and suddenly realized a rather awkward question. This woman didn't seem like she was paying her debts. No matter how I looked at her, it seemed like she was here to enjoy herself.

I was indeed a little tired after the torture, so I picked up the remote control to switch on the TV and casually browsed through it, intending to take a nap later.

But at this moment, her phone suddenly rang. With her back facing the bedside table, she took the phone and scanned through it. Then she pressed mute and put it back. During this time, she didn't hesitate at all.

After all, this is someone else's private matter. But soon, his phone lit up again. The calls went on and on for five minutes.

Finally, when the screen went out, I said, Why don't you pick up the phone, just in case something happens?

Who would have thought that she would impatiently frown and mutter, It's nothing much, so annoying.

I knew at once that it might be her boyfriend on the other end of the line. Thinking of this, I instantly felt guilty. But she seemed so accustomed to putting on a hat for her object that she did not care at all.

What kind of mentality did she have to be so calm?

Brother Zhang, I'm quite nervous right now, this month's interest is not small either. Do you think we can return this next month? She looked up at me suddenly, her eyes flashing with anticipation.

I was stunned for a full ten seconds. I looked at her in disbelief as she crawled into my arms. A wave of disgust spread through my heart.

I was horrified to find that it was not because she couldn't pay the interest that she had chosen this way to pay her debt, but rather that she had unconsciously developed this habit.

It was as if to her, not getting into debt was just a matter of selling her body. It didn't matter who she did it with.

CHAPTER 4 - DIFFERENT HE YING

Zhezhenshixisi in extreme fear

We'll talk about it later! I gave an ambiguous reply, then got up out of touch with the girl because I couldn't see the TV.

Originally, I was prepared to have a few hundred rounds of battle tonight, but now I'm not in the mood. Actually, it's not that I'm a germaphobe, it's just that what happened just now made me a little uncomfortable.

Even when I finally went to bed, I suggested that we sleep separately, but in the middle of the night the girl came to tease me.

This made me have a rather gloomy thought. Anyway, she doesn't care about her own body, so it doesn't matter who I sleep with.

With that in mind, I flipped over on top of the girl, even very shamelessly think of her boyfriend.

Sorry bro, I came here today. I can't just treat you as a servant. If I have the chance, I might as well break up with this kind of woman as soon as possible, or else who knows how many green hats I'll be wearing. I started to get excited.

We fought four or five more times, and it wasn't until eight o'clock in the morning that I dragged my weak legs out of the hotel.

In the end, the girl still asked for my contact information. I kept saying that if there was something, I would contact Li Bin.

On the way back to school, Li Bin looked at me dubiously, smiling shamelessly as he asked if I had had a good day yesterday, after being tormented for so long.

I smiled but didn't say anything. I could only secretly say that the soundproofing effect of the hotel was too poor.

As I lay in bed, I thought about what happened yesterday and felt as if I was dreaming. Looking at the weakening RMB, I suddenly felt pain. There were a total of three thousand yuan, and every day I spent a thousand and three hundred yuan. It seemed that I still had to learn how to control it.

But right at this time, He Ying told me on WeChat that she still had a sister that needed some money, and asked me if I could borrow some money.

It was only then that I realised that He Ying had already treated me as a lender. However, in this kind of situation, I cannot say that I have no money, otherwise, I would seem too petty and dishonorable.

A thousand, she said, for a month.

Actually, if it's a thousand, then I guess I still have a little. But after what happened yesterday, I hesitated. If I don't return with 2000 yuan, then wouldn't I have no place to cry?

I'm not like Li Bin, who has his back to the company and doesn't lack money, but I use my own money.

Now, it seemed that without money, he really couldn't afford to invest in finance.

Just as I was hesitating, He Ying sent me another message, telling me to be at ease, that girl is her close friend, and borrowing money was not to buy some luxury goods. It was just that she met with some trouble, and there was nothing she could do, so she came to borrow money.

In the end, He Ying made a guarantee that she would find her if she couldn't pay her back, so she gave her back the money.

She said all that, and if I continued to nag, it wouldn't be proper, so I asked her to send me all the information she had on the girl.

I didn't transfer the money until I confirmed the information.

After that, I also conveniently told He Ying not to introduce anyone to me anymore, and said that I wanted to slowly quit this business.

He Ying stayed silent for a long while, before replying Understood with a WeChat.

For the next month, nothing special happened. I watched the time every day.

I don't know why, but the closer I get to the payback time, the slower it feels to me.

After all, it's my first time doing this, and I can't help but feel apprehensive. I'm worried that if He Ying and the others can't pay back the money, what should I do?

On the other hand, Li Bin came to me several times and said that he wanted to take me out to play. I rejected it as I was only a college student, so how could I have the money to do that sort of thing?

While I was constantly worrying, I finally found the day He Ying's loan expires. Who knew that before I could even open my mouth, she would take the initiative to transfer the money over to me. Whoa, the principal and interest, a total of 1300 yuan.

It made me feel good. It seemed that I had thought too badly about the relationship between people. Most people were very honest and cute.

I gave He Ying a symbolic reply, but didn't continue to chat the next time I had something to say.

The next day, He Ying's best friend also returned the money.

I looked at the balance of my bank account and calculated. I found that with this, it was equivalent to me using two thousand yuan a month to earn a net profit of six hundred yuan.

I suddenly felt that this was a huge business opportunity.

Everyone is greedy. After the perfect start, I changed my mind. Not only that, I even thought about doing this.

With that in mind, I started to take action. I called my sister and told her that I had found a project in college where I could earn money and she had to invest 30,000 yuan in me. My sister didn't say anything, she just asked if I was reliable.

After my reassurance, she agreed and sent me the money on the same day.

In addition, I also found my best friend, Zhang Hao. This kid is a rich second-generation, he only spends 10,000 every month, so he definitely has some money in front of him.

After I said what I wanted, Li Hao didn't delay and said he thought it would work.

So we hit it off, and he gave me twenty thousand dollars and said he'd give me the money when I got it.

In a single day, I had acquired fifty thousand yuan, not to mention my own three thousand yuan.

I instantly gained confidence and immediately went to get a new mobile phone card.

My mobile phone is a dual card, before all this time there was always a slot free, this will just happen to be useful.

After that, I would go to the copy studio to publish a small advertisement, but I cannot print this thing in the copy room near the school, otherwise, it will be very troublesome. I simply went to the city to copy Li Bin's advertisement, and get a copy of the advertisement.

At night, I sneaked out, using the darkness to crazily post a small advertisement.

Just like this, after a week, business finally started to arrive. Not only that, there were even more people now.

Of course, most of the people who came to borrow money were girls, and the reason they borrowed was from buying bags and cosmetics. Most of the borrowing amount was around two thousand, the lowest was one thousand, while the highest was only three thousand.

Soon I let out more than half of the loan, and just as I was thinking about how much interest I could earn next month, the trouble finally came.

CHAPTER 5 - SET UP

That day, I was chatting on my phone in my dorm when I saw Li Bin running back angrily with an advertisement flyer in his hand. I looked at him and felt that he looked a little familiar.

I didn't even open my mouth to ask, but Li Bin already scolded me: Fuck, who didn't have eyes, to actually reach his hand into our school, he's so fucking sick of living!

I suddenly had a bad feeling, but I pretended it was all right and asked him what was wrong.

Li Bin shook the advertisement sheet in his hand: Fuck, I don't know who actually stole my business, but the higher ups told me to investigate this matter.

It took me a moment to realize that their business was a monopoly, and I was so preoccupied with making money that I forgot about it.

The situation now is really causing me to nod my head in agreement. Everyone says that my peers are my enemies, it seems that they aren't fake at all.

Is our school always your family? How come I heard that loan companies are everywhere right now?

Thinking about the group of people I met with Li Bin back then, I felt a headache. If they really wanted to thoroughly investigate this matter, it would be easy for them to find me.

How could I, a loner, be a match for them?

It used to be pretty messy, but our boss cleaned it up in the end. Right now, we're the only ones who can lend money in our school. Li Bin did not hide anything.

I didn't have time to wonder what the hell they were up to. I was afraid they might find out about me.

If I really find out, then I'll be done for. But if I just give up like that, then what about the thirty thousand yuan I gave up? This is a huge sum of money for me.

Actually, I also thought about confessing to Li Bin, but he's obviously a little absent-minded right now, and I don't know how to explain this to him.

Just as I was hesitating, Li Bin said that he would first call and find out the origin of the person on the billboard.

When I heard he was going to call, I felt guilty and rushed out