Today I want to talk about debt. I have first-hand experience of being in debt and I know many other people too, but there’s still a stigma around openly talking about it.  My guest today is Niki Matyjasik who found herself £50k in debt, but with planning, accountability and consistency she is not only debt-free today but has built a successful business helping small businesses take action towards their vision and goals.  What You'll Learn In This Episode: - Why not speaking out about our own experiences of debt only further alienates people who are going through the same thing.  - How small consistent action builds up over time and why reflection and evaluation are essential to see how far you’ve come.  - We’re all guilty of procrastination, so Niki shares her strategies for getting focused and overcoming distractions.  - Niki’s own journey of creating a strategy changed the course of her life and helped her build a business she loves.  Resources:- Download my FREE Launch Strategy Guide- Visit my website www.lisajohnson.com - Follow me on Instagram @lisajohnsonstrategist - Follow me on Facebook @lisajohnsonstrategist - Join the discussion at @thefabulous5percent- Subscribe to my YouTube channel  - My book Making Money Online is available now for pre-order www.makingmoneyonlinebook.co  - Connect with Niki on Instagram @nikijmatyjasik