Who listening to this podcast ep doesn’t love money? With it, we can buy ANYTHING our mind desires! Chipotle Burrito Bowl, Black Range Rover, house in the LA hills, private jet flight down to Cancun… you pickin’ up what I’m putting down? No matter if you have $5 in your savings or $5 Million… we ALWAYS need to make every dollar count. It’s the only way we’ll ever reach financial freedom.    Topics :  Starting to work at the age of 12 for my uncle at a Garden Center Greatest lesson I learned : the value of a dollar bill Past jobs Dairy / Frozen Food Assistant, Clerk & Bagger at Big Y World Class Market Sales Associate for Finish Line & was top 10% North East Sales Associates Mgmt Intern for H.L Foster Company (Rebar biz) Marketing Intern for SnapApp (Marketing Platform) Professional Driver for Uber - TOP 2% in the world of 2018 with a sticker to prove it Money Management Lessons I’ve learned : (1) Live Below Your Means You must NOT spend more money than you earn Doing so allows me to use extra cash that I haven’t SPENT to pay off debt, invest in my future or simply put into savings (2) Wants vs Needs Budget out monthly income & expenses Before making a purchase I ask myself : Do I NEED this or is it simply something I WANT but could live without? Rationalizing purchases that are investments in ME (3) Build Credit Using credit cards like debit cards helps build that credit WAAAAY UP! Having great credit allows us to buy things that we don’t have the financial cash up front to pay for (4) Stack That PAPER & Invest In The Future Just because I have the money doesn’t mean I need or have to spend it! Saving up cash for unexpected costs that may come in the future Finding ways such as stock investments, retirement accounts, rental property etc that can make US money Challenge for the listeners Take some time this week to sit down and write out Monthly income Monthly expenses Monthly “play money” Now that you can see all of this in front of you, create a budget to work off of that can help you better manage your money! Questions from The BMC Ben Bradford : Do you do any money mgmt around food, diet & meal prep? Job : How do you decide what you’re worth?   Got a topic / question you want me to cover? Hit me UP on IG @Bobbbaaaay Sign up for my new Weekly Bearded Wisdom Newsletter! You wanna help blow this podcast up? GREAT! Here’s how: Leave a 5 star review on the podcast app with your hot take of the show Share out the episode on your IG story tagging me @Bobbbaaaay —- Follow The Bearded Man! Instagram : @Bobbbaaaay YouTube : @BobbyHobert Twitter : @Bobbbaaaay Website : ItsTheBeardedMan.com