Reflections on Retirement in Year One: Happiness Favors a Prepared Mind
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About this ebook
It was December 1854, French chemist Louis Pasteur, dean of the faculty of sciences at the University of Lille, stated a famous quote, "Chance favors the prepared mind." What does that really mean? Simply put, the better prepared you are, the more likely you can take advantage of new opportunities. Pasteur was a genius who developed vaccines for anthrax and rabies and created the process of pasteurization.
Although the future of medicine is not our destiny, the concept of being prepared for retirement is! Why not be ready for this first year of profound transition? For some retirees, the freedom from the old days of relentless toil at work is viewed as a permanent vacation. It's a blessing to feel that way. However, for most of us, there are significant feelings of consternation when leaving behind years of achievement at work. It's okay to feel that way too! This is normal and requires a new perspective. Truly, it takes time and patience to adjust, along with kindness about who we are now, as retirees.
This short book, or perhaps a survival guide, is meant to calm fears about the unknown journey of retirement and lifestyle changes. As stated in the title, there is a truth that "happiness favors a prepared mind." It is important to be ready for retirement and should be comforting to know that most of us have the same emotions!
The purpose of this book is to share feelings that might be a challenge in your life right now. The author provides a unique story, along with personal experiences and examples, to better understand and kindly accept retirement in year one. It is a conversation that is needed and, hopefully, will be valuable for you!
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Book preview
Reflections on Retirement in Year One - Sander Peterson
Table of Contents
Title
Copyright
Preface
Chapter 1: It Begins
Chapter 2: Guilt Starts
Chapter 3: Guilt Subsides
Chapter 4: Sadness
Chapter 5: Sadness Accepted
Chapter 6: Understanding 101
Chapter 7: To Be or Not to Be
Chapter 8: A Brighter Time
Chapter 9: Redemption
Chapter 10: New Beginnings
Chapter 11: Keep Climbing
Chapter 12: The Gold Watch
About the Author
cover.jpgReflections on Retirement in Year One: Happiness Favors a Prepared Mind
Sander Peterson
Copyright © 2023 Sander Peterson
All rights reserved
First Edition
NEWMAN SPRINGS PUBLISHING
320 Broad Street
Red Bank, NJ 07701
First originally published by Newman Springs Publishing 2023
ISBN 979-8-89061-160-4 (Paperback)
ISBN 979-8-89061-161-1 (Digital)
Printed in the United States of America
To my parents, Harry and Betty Lou. They were wonderful, supportive, and kind.
To my wife and family, my brother Jon, my sister, cats, and great friends.
Most importantly, to my Savior, Jesus Christ.
Preface
The title of this short book is Reflections on Retirement in Year One: Happiness Favors a Prepared Mind. It is a difficult process and not easy to figure out. Maybe, even think of this as a survival guide!
So I'm sixty years old and have worked in accounting for forty years, raising five children through two marriages, currently having eight cats, and leading a fairly healthy life. Last summer, I began to feel sick about managing the extreme responsibilities at work. I was a controller at a downtown organization in Pittsburgh, Pennsylvania, for the past twenty-five years. It was a great job and career, but as a person grows older, things become more worrisome and less rewarding.
There was a time when nothing about work bothered me. Perhaps seventy hours a week was a bit much, but in my case, I was trying to not get fired and learn the job with no orientation or formal training. I had two young daughters and needed to be successful at work. The job was at a prestigious organization, and I was proud to be on the team. It was demanding but special. After many triumphs and challenges, the job began to affect my health, and the downtown commute was a struggle. I began to think about retirement and what that might mean.
I told my boss it was time to retire, and I offered to help train my replacement due to the complexities of the job. There were no notes or manuals to assist in the process, and the newly hired person was unpleasant. It was simply a hands-on approach to cover the basics and allow the new CFO to understand procedures, as well as management of the organization and staff.
After quitting or retiring, I spent the last twelve months going through a process of no work and reflection. It's not as easy as one might think when you retire. It is less stressful, but there are pitfalls regarding how you may feel about your life going forward.
This book contains a mix of personal thoughts and work experiences that might resonate with you. It is a conversation about the five stages of retirement. It seems like a simple transition; but year one requires an honest assessment of what is important to you and perhaps your spouse, family, or friends. It is your new life 2.0.
Keith Malinoski
Chapter 1
It Begins
I grew up in a small farm town in Illinois, out in the sticks, surrounded by corn fields and a few neighbors. It was a great childhood, with family, love, friends, a swimming pool, and being part of the great American dream—somewhat sheltered from the realities of what others may experience in an urban environment. It was not a bad place to be!
After high school and studying accounting at the University of Illinois, of which I had no idea what accounting even was, it was time to get serious about a career and making money to survive and pay off the student loan. My parents paid for the loan early on, and then Dad said, This is your problem now.
It was fine, and I was blessed to be able to finish the loan payments.
The first ten years were with a retail company as an auditor on the road most of the time. It was a lot of fun to surprise the store managers and staff with a two-week audit and travel throughout the region and start to become self-sufficient