In this episode of the Whiskey and Work Podcast, Kelsey sits down with financial planning and business valuation expert Areyh Sheinbein. They discuss the lack of financial education and literacy among many entrepreneurs and business owners, the concept of the enough number, and the importance of knowing this number for achieving financial independence and retirement goals.  Sit back, relax and grab a pen and paper for this one — you’re going to want to take some notes!  What we’re talking about… Areyh’s expertise in financial planning and introducing the concept of the enough number. Highlights the importance of knowing this number for achieving financial independence and retirement goals Areyh’s journey into helping online business owners with financial literacy and wealth management The lack of financial education and literacy among many entrepreneurs and business owners The importance of understanding personal finances and managing money effectively to achieve long-term goals The concept of the enough number, emphasizing the need to calculate one's current expenses accurately Encouragement to approach this exercise without judgment or shame, focusing on understanding one's financial reality Practical advice on how to calculate one's enough number by assessing monthly expenses and annualizing them Recommendations for organizing expenses into categories and using tools like spreadsheets for clarity Addressing common challenges and fears associated with financial planning, such as fear of judgment or stress around spending habits The importance of setting aside time for financial planning and embracing self-awareness without judgment The importance of regular investing and setting aside funds for future goals, such as retirement and major expenses Highlighting the concept of Parkinson's law and the significance of disciplined saving and investing habits To learn more or connect with Areyh, visit the links below!  A {free} Tool or Two!  Did someone say free? Yup that’s right. Kelsey’s here to help with a few free tools to help launch your business and creative ideas! Click the links to start your journey.  How To Plan Your Business The Coaches Pricing Calculator  The Coaches Workshop: A “Framework” fFor How To Be An Exceptional Coach & Create Consistent Monthly Income   Links Mentioned   Areyh Sheinbein’s Website Areyh Sheinbein’s Instagram Kelsey Murphy’s Website  Kelsey Murphy’s Instagram