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It's October, and you know what that means – pumpkin spice lattes, falling leaves, and budgeting for all the special October treats! ?? Let's make that October budget!
Wrapping Up September:
- Remember September? It felt like the longest month ever, right? But don't worry if it didn't go as planned. We're here to help you review what happened, what you forgot to budget for (raise your hand if it was a surprise dental bill ?‍♀️), and make sure September's all wrapped up before we move on.
October Income & Expenses:
- Check your income sources for October. Any changes, bonuses, or unexpected fluctuations? It's bonus season for some folks, so make sure you account for those sweet surprises.
- Review your expenses. What's changing? Did you forget to budget for those cozy fall outings, Halloween costumes, or even Christmas? Yes, Christmas is coming, and it's never too early to plan for it. ?
Setting Goals for October:
- What are your goals for this month? Maybe it's saving more, paying off debt, or finally setting up that bills account. It could even be as simple as using cash for your daily expenses or following a paycheck plan.
- Think about non-monetary goals too. Are you aiming to create better budgeting habits, like checking your bills more regularly or switching to energy-efficient practices?
October's Special Budget Items:
- Pause and reflect on your financial goals for October while considering the special October delights. What's the one thing you can do right now to get started? It might be grabbing our budget workbook, a powerful tool to guide your financial journey.
- We're talking about budgeting for pumpkin patches, corn mazes, and cozy fall outings. Don't forget those Halloween costumes and decorations! And yes, Christmas is on the horizon, so it's never too early to start budgeting for that festive season. ???

Remember, October is the perfect time for a fresh start. ? It's like a mini New Year's resolution, but without the pressure. So sit down, cozy up with your budget, and let's make this month amazing for your finances!

Next Steps > > >
Email us any questions: info@myidealbalance.com
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