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127 | Money Leftover in Your Budget but None in Your Bank Account? Here's Why and How to Fix It

127 | Money Leftover in Your Budget but None in Your Bank Account? Here's Why and How to Fix It

FromFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans


127 | Money Leftover in Your Budget but None in Your Bank Account? Here's Why and How to Fix It

FromFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

ratings:
Length:
15 minutes
Released:
Aug 18, 2023
Format:
Podcast episode

Description

Our Budget Power Hour Workshop is on Presale Now!
Welcome to another episode of the podcast, where we're tackling that perplexing question: "Do you ever have more money on paper than in your bank account?"
 We're diving deep into this issue today, so buckle up for some budgeting wisdom.

Mind the Gap: It's a common conundrum: your budget on paper is a masterpiece, but your bank account tells a different story. Let's bridge that gap together and make your financial dreams a reality.


The Habits Hold the Key: Picture this: you've got big plans for your budget, but the siren call of impulsive spending lures you away. Habits play a major role, my friends. We'll unpack this dance between behavior and budgeting.


Meet Joe The Budgeting Hero: Gather 'round as we salute Joe, the math whiz who discovered that budgeting isn't just about numbers; it's about habits and discipline. The budget math may add up, but habits make it stick.


Navigating Temptation: Ever find yourself swayed by impulses and distractions? We're spilling the tea on curbing temptations and nurturing your budgeting goals. Your accountability partner (or a financial BFF) can be a saving grace.


Unearthing the BudgetBank Mismatch: Hold on, folks! Let's delve into the root causes behind the budget-bank mismatch. It's time to address one significant culprit: impulsive spending and the lack of an accountability buddy.


Teamwork Makes the Dream Work: When you and your partner-in-crime tackle the budget together, magic happens. Joint budget meetings, setting common goals, and creating synergy can turn the tide of impulsive spending.


Budget-Check, a Must Do Task: Wait, did you say "set it and forget it"? Not with your budget! Regular budget checkins are the secret sauce. Adjustments, tweaks, and realignments keep your budget on point.


Slaying the Unexpected: Enter the budgeting superhero cape: preplanning. We're dishing out the detective tips – go back 90 days in your spending history. Unearth those sneaky subscriptions and occasional bills that mess with your budget's mojo.


Embracing the Power of Automation: Cue the grand entrance of Captain Automation! A swoosh of automation can turn your budget into a dance of synchronized finances. Automate transfers, separate accounts, and let the system do the heavy lifting.


Your Budget's New Best Friend: Wrapping it up with a bow! Your budget and bank account can be BFFs, not frenemies. Behavior, discipline, preplanning, and automation are the keys. Imagine a financial world where your budget doesn't just exist on paper, but comes to life in your bank account.


Join the Budgeting Revolution: It's time to say goodbye to budgeting blues and embrace the budgeting revolution. Get excited about the potential for your bank account to mirror your budget goals. We've got the tools, the strategies, and the high fives waiting for you!

Next Steps > > >
Email us any questions: info@myidealbalance.com
Interested in Coaching? We work 1:1 with clients to do everything we talk about in this show. If you’re interested, click the link below to set up a FREE 30 minute free session with us. We’ll chat, get to know one another and see if coaching is a good option for you! There is no obligation whatsoever on this call, but we will give you some quick wins you can implement immediately to level up your money management!
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Released:
Aug 18, 2023
Format:
Podcast episode

Titles in the series (100)

Even high-achieving, Jesus-following moms need help organizing their finances. We want to help you learn how to budget, how to get out of debt & how to save money. We do this through 1-on-1 coaching where we teach you how to stop stressing about money & install systems that automate your finances. Once you have these money systems, you’ll be able to live debt-free, build wealth & achieve financial freedom. Join us to ditch the bad money habits & take control of your financial future. Shana & Vanessa are best friends, business partners and Ramsey Solutions Master Financial Coaches.