Today, in partnership with BECU, I’m sitting down with millennial money expert Tonya Rapley of My Fab Finance to discuss the importance of financial wellness.    Tonya’s mission is to help millennials break the cycle of living paycheck to paycheck so they can become financially free and do more of what they love. Selected by TV One as a modern-day history maker, Tonya is a full-time entrepreneur and tours the country providing workshops for private and nonprofit clients. Her fierce financial advice has appeared in countless media outlets. Tonya currently resides in Los Angeles with her husband and son, and I am so excited to share her approachable advice for achieving financial wellness with you.    BECU is Washington’s largest not-for-profit credit union and is owned by its 1.2 million members. They have been a partner of Balanced Black Girl since the beginning of the year, and have helped facilitate important conversations about financial wellness on balancedblackgirl.com. In this episode, we talk about…   How to create your own definition of financial wellness. Initial steps you can take to build financial wellness. Strategies for eliminating debt. How to stick to a budget without feeling deprived. Wealth-building for Black women. Finding affordable ways to practice self-care.    RESOURCES: Visit Tonya’s Website Follow Tonya on Instagram: @myfabfinance and @tonya.rapley Like My Fab Finance on Facebook Follow Tonya on Twitter: @myfabfinance Check out the My Fab Finance Blue Ribbon Club   EPISODE SPONSOR -- BECU Check out BECU.org Learn more about BECU’s free Financial Health Check Learn more about BECU’s online budgeting app, Money Manager   OTHER FINANCIAL WELLNESS ARTICLES IN PARTNERSHIP WITH BECU:  5 Ways I Cut My Budget to Build Emergency Savings Money Management Tips for Side Hustlers Planning for a Summer Vacation: How to Achieve Travel Goals Adding Financial Wellness to Your Wellness Routine in the New Year: How to Set Realistic Financial Goals and Add Financial Wellness As A Key Pillar to Your Wellness Routine