NonSecrets of the Financially Secure: Earn More, Save More, Invest More, Give More & Spend Less - Volume 1
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About this ebook
We are often so consumed by earning money that we forget to take a minute and think about what it really means to us. How do you feel about money and how does it affect your life?
Money makes the world go around. To some people money is simply a necessity; the love of it is the root of evil but the lack of it makes life very miserable. To
Oyenike Adetoye
Oyenike (also known as Nike) is an impactful speaker, writer and personal finance expert. A Chartered Management Accountant by profession, Nike founded LifTED Finance Consulting Ltd, a private financial firm that educates, coaches and supports people on their journey through financial fitness and wealth management. Nike's success simply stands as a testimony to her life's passion of selfless service to humanity. She is happily married and blessed with two beautiful children.
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Book preview
NonSecrets of the Financially Secure - Oyenike Adetoye
This book is designed to provide authoritative information on the subject of personal finances and reveal some hidden secrets to winning with money.
It is sold with the understanding that neither the Author nor the Publisher is engaged in rendering legal, accounting, or other professional services by publishing this book.
As each individual situation is unique, questions relevant to personal finances and specific to the individual should be addressed to an appropriate professional to ensure that the situation has been evaluated carefully and appropriately.
The Author and Publisher specifically disclaim any liability, loss, or risk which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this work.
While all of the stories and anecdotes described in the book are based on true experiences, most of the names are pseudonyms, and some situations and characteristics have been changed slightly for educational purposes and to protect the individual’s privacy.
Contents
Introduction 8
About Oyenike Adetoye 87
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
— Ayn Rand
Introduction
We are often so consumed by earning money that we forget to take a minute and think about what it really means to us. How do you feel about money and how does it affect your life?
Money makes the world go around. To some people money is simply a necessity; the love of it is the root of evil but the lack of it makes life very miserable. To others, money means freedom, security, and independence. What is money to you?
I see money as a tool. A tool is a device used to carry out a particular function. An example of a tool is a hammer; you have a choice of what you do with this tool. You can use the hammer to build and you can use it to destroy. Just as you choose what to do with a hammer; you have the power to choose what you do with your money.
This book is for everyone that chooses to use their money to build. The 50 days daily nugget is a five-part series aimed at everyone willing to do one or more of these six things: Earn more, Spend less, Manage what they have, Save more, Give more and Invest more.
Myths and misconceptions about money are uncovered in this book. Secrets to successful planning for the future, protecting your family, and confidence around past and present financial matters and self-care are unlocked in this book. Sit back as you
read and learn simple guiding principles that will empower you to win with your money.
In case you are wondering who I am to be offering you advice about your personal finance. I am a qualified Chartered Management Accountant professional who has experienced fiscal highs and lows, been in and out of debt and has worked in various multinational FTSE 100 companies