The Frugal Fabriholic: Your 12-Step Plan for Saving More Cash for Your Quilting Stash
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About this ebook
Learn savvy strategies & money-saving tips to budget and save for your quilting passion. Follow award-winning author, artist, & quilt designer Maria Peagler, as she leads you through 12 steps to save big and put that money aside every month for your quilting supplies. Peagler blogs at http://quiltsandcreativity.com, and is the author of Color Mastery: 10 Principles for Creating Stunning Quilts.
Maria Peagler
* I’ve been quilting for over 15 years, sewing for 30 (yikes!)* I’m the first person in my family to attend college* I find humor in everything – life is too short to take so seriously* I live near the base of the Appalachian Trail in Georgia* I love to cook almost as much as I love to quilt* I love to exercise and find it’s when most of my creative ideas surface* I had seven published books by the time I was 30* I homeschooled my children for three years* I was Director of Courseware Development for the nation’s largest training company* My favorite quilt: All of them, including the ones I’ve yet to make* My favorite book: Peace Like a River by Leif Enger* My favorite song: Man on the Moon by REM* My favorite movie: Terms of Endearment or The Bourne Identity* My favorite TV show: Burn Notice* My favorite way to spend a Saturday: quilting, hiking, or hanging out with my family!
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Book preview
The Frugal Fabriholic - Maria Peagler
The Frugal Fabriholic:
Your 12-Step Plan for Saving More Cash
for Your Quilting Stash
Smashwords Edition
by Maria Peagler
Copyright 2010 by Maria Peagler
Editor: Penny Sanford Fikes, Betty Alofs, and David Peagler
Front cover photograph copyright Maria Peagler
Cover and Book Design: Maria Peagler
Photographer: Maria Peagler
Published by Willow Ridge Press, LLC, 10690 Big Canoe, Jasper, GA 30143.
All rights reserved. No part of this work covered by the copyright hereon may be reproduced or used in any form or any means—graphic, electronic, mechanical, including photocopying, recording, taping, or information and storage retrieval systems—without written permission of the publisher. The copyrights on each quilt are retained by Maria Peagler.
We take great care to ensure the information included in this book is accurate and presented in good faith, but no warranty is provided nor results guaranteed. Having no control over the choices of materials or procedures used, neither the Author nor Publisher shall have any liability to any person or entity with respect to any loss or damage caused directly or indirectly by the information contained in this book.
Library of Congress Cataloging-in-Publication Data
Peagler, Maria
The Frugal Fabriholic: The 12-Step Plan to Saving More Cash for Your Quilting Stash / Maria Peagler
p. cm.
Includes bibliographical references and index
ISBN (ebook) 978-0-9816277-6-2
Patchwork quilts—Design. 2. Textile crafts. I. Title.
TT835 .P44114 2009
746.46—dc21 99-06063
CIP
Smashwords Edition, License Notes
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each person you share it with. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.
Table of Contents
Introduction
How it All Began
Limited Resources Jump-Starts Creativity
My Family’s Story
A Simple Plan
How to Use This Book
Step 1. Have a Heart-to-Heart with Yourself: Evaluate Spending
Establish a Quilting Budget
Identify Your Currency
Get Creative in Reducing Your Spending
Evaluate Where to Shop: Local, Warehouse, or Online
Bank Local or Use a Credit Union
Show Me the Fabric Love
Quilting Connection
Step 2. Use a Rewards Credit Card for Everyday Purchases
Earn Points for Everyday Purchases
Which Reward Card is for Me?
Two Do-or-Die Credit Card Rules
Show Me the Fabric Love
Quilting Connection
Step 3. Eat Like a Gourmet at Home
Plan Weekly Menus
Review Your Grocery Store’s Weekly Circular
Rely on Trusted Recipe Resources
Show Me the Fabric Love
Quilting Connection
Step 4. Teach Your Kids Wise Money Choices
It’s Never Too Early to Teach Kids About Money
Kids and Chores: Just Do It!
How to Say No
Without Feeling Guilty
Growing Money-Savvy Kids
Show Me the Fabric Love
Quilting Connection
Ten Tips for Teaching Children to Quilt
Step 5. Never Compromise Your Integrity to Save a Buck
Just Say No to Copying Patterns and Books
How Piracy Affects the Quilting Industry
When is Free Ethical and Legal?
Using Public Domain Quilt Patterns
Show Me the Fabric Love
Quilting Connection
Step 6. Rely on Family and Friends for Borrowing and Swapping
Borrow for Short-Term Needs
Swapping for Services with Friends
Show Me the Fabric Love
Quilting Connection
Step 7. Find a Financial Mentor
Crown Ministries
Clark Howard
Dave Ramsey
Suze Orman
Jane Bryant Quinn
To Bank Online or Not Bank Online
Show Me the Fabric Love
Quilting Connection
Step 8. Cultivating Beauty on a Budget
Prioritize Your Beauty Essentials
Discover a Beauty Insider’s Guide to Cosmetics
Shop for Cosmetics at the Drugstore Boutique
Color Your Hair Like a Pro at Home
Show Me the Fabric Love
Quilting Connection
Step 9. Save Big on Cell Phone Expenses
Never Pay for a Cell Phone
Can I Live without an iPhone/Droid/Nexus One?
What Cell Phone Providers Won’t Tell You
The Simplest, Easiest Way to Save Using Your Cell Phone
To Skype or Not to Skype?
Show Me the Fabric Love
Quilting Connection
Step 10. Invest in an E-Reader
Public Domain Books
How E-books Lower Prices for the Book Industry
Where to Buy E-books?
Show Me the Fabric Love
Quilting Connection
Step 11. Learn How to Do It Yourself
Doing Simple Automotive Repairs
You Know How to Sew, Right?
Shore Up Heating, Cooling and Plumbing Systems in Your Home
Change to Your Energy Provider’s Budget Plan
Show Me the Fabric