Welcome to the Real Estate InvestHER Show! Today, we are joined by the No Budget Babe Nicole Victoria! Nicole is a 30-year-old millionaire, mother, wife, money coach, realtor, and TikTok creator. She used to struggle with debt and poor money management, but then learned about personal finance, repaid her debt using the "ICE" method, invested in the housing market and ETFs. Her financial goals are focused on lifestyle, freedom, and convenience, rather than just a monetary figure.

In this episode, Nicole shares her tips for getting out of debt and building wealth, like how she used her ICE (Illuminate, Calculate, Execute) method to pay off $40,000 in debt in 18 months. She stresses the importance of illuminating your financial situation and understanding your debt to face it courageously. Nicole emphasizes using money as a tool and changing your mindset to build your dream life. Nicole also shares her experience in real estate investing and suggests taking intentional and strategic steps towards financial independence.

Quotes
·      “Debt is not about shame or blame. Let's look at it from a purely numbers perspective and ask ourselves, where am I at right now? And how can I get out of this?” (07:16 - 07:43)
·      "Money is a tool to help us build our dream life. We want to be able to derive the most happiness possible out of every dollar that we're spending because we're trading hours of our limited life for money." (08:36 – 08:55)
·      “Start cutting costs that don't really matter to you. By cutting your costs in meaningful ways, you’re able to find that extra cash without compromising on the things that make you happy.” (13:41 - 14:15)

Connect with Nicole:
Website: The No Budget Babe
LinkedIn: Nicole Victoria
Instagram: @nobudgetbabe

Resources Mentioned:

·      The 4-Hour Workweek by Tim Ferriss

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