It’s time for the talk. You know, the big, nerve-wracking one you’ve been putting off for years. The one you know you have to have before kids reach a certain age, but you’re afraid it’ll be awkward and you won’t say the right thing. The talk is essential to your kids well-being and chance for a bright future…..the money talk, of course!Chatting with kids about money isn’t easy–there’s a lot to cover. It can be uncomfortable, and kids don’t listen half the time anyway. Plus, you might feel like you don’t know enough to give teens the right financial advice to prepare them for adulthood. But if you ask most people the thing they regret most in life, it’s their bad money choices as young adults. If we don’t teach teens how to handle money, they might end up making huge financial mistakes that could have been avoided!To help us raise money-smart teens, we’re talking with Kathryn Tuggle, co-author of How to Money: Your Ultimate Visual Guide to the Basics of Finance. Kathryn is the editor-in-chief of herrmoney.com, an incredible financial resource for young women! She produces the HerMoney podcast, and co-hosts its popular mailroom segment, where she answers questions about finance. Kathryn’s book is a rich mine of financial advice for young adults, and she’s here today to share some of the highlights.In our interview, Kathryn and I are discussing the basic financial topics parents should be discussing with kids. Plus, how to teach your kids to manage money and what we can do to help them save for big purchases like cars or even college.