Let’s face it: it’s hard to talk about money. We are so conditioned to think that bringing it up, even to family and friends, is tacky and rude that we’d rather not talk about it at all. However, what we need to realize now is that money is power! And avoiding the discussion only takes away our control over our finances and wealth. In this episode, Vivian Tu joins Liz and Andresa to bring a fresh take on financial literacy. She discusses how open and honest conversations can help overcome our outdated mindsets about money. She also shares practical budgeting and money management strategies we can use to gain more confidence in our finances. Vivian Tu aka @YourRichBFF is an ex-Wall Street Trader turned financial literacy creator. She didn’t like how the topic of finance only seem to cater to old, rich, and male audiences. Now, Vivian is on a mission to make money talk fun by blending topics like student debt and home-buying with anecdotes about celebs and funny stories. With over 1 million followers on TikTok, she aims to bring inclusive and easy-to-understand personal finance and investing content to women and underserved communities as well as to the next generation of BFFs.Quotes• “Our financial services industry has largely served audiences that are male and pale, and unfortunately for women, for people of color, for marginalized communities, like the LGBTQ community, we haven't been given this education.” (9:52-10:05)• “Not having those conversations puts us in a worse spot than if we were to able to benchmark ourselves essentially against our peers and get information and share that important knowledge." (10:26-10:27)• “I actually prefer to deposit the majority of my paycheck into one account and then set aside money for savings that just automatically goes elsewhere. I don't even look at it. I pretend like it didn't come in. And then I never think about it again. But because I don't think about it, the number I see on my banking app is smaller. So I don't feel that false sense of comfort so that I go and spend frivolously.” (14:52-15:14)• “We, as women have always been told, we are overspenders. We love to go on shopping sprees. We max out those credit cards and we have been told the way to create a surplus in the amount of money we have is to cut back. Don't buy that coffee. Don't buy that dress. Do nothing for yourself. Basically, be miserable. Whereas our male counterparts have been told to, you know, grow your wealth, invest, be an entrepreneur.” (19:33-19:56)• “You can only save as much as you earn.” (20:21-20:23) • “We love to read tabloids and talk about pop culture. Why can't talking about money be just like that?” (24:59-25:05)Connect with Vivian:Website: https://www.yourrichbff.com/IG: https://www.instagram.com/your.richbff/Youtube: https://www.youtube.com/channel/UCgbXT2QuTj4SYxaWCs3vuAwTikTok: https://www.tiktok.com/@yourrichbff Resources mentioned: Nice Girls Don’t Get the Corner Office by Lois P. FrankelOutliers by Malcolm GladwellInvestHER CON Time: June 23-24 Place: Charlotte, NCInvestHER CON is a full circle transformational experience created with the women investors’ needs, desires, and schedules in mind. The event brings top-notch experts in Real Estate Investing, Business Strategies, and Self-Care who will push the boundaries, expand the mindset, and promote deeper connections among the attendees. Learn from real teachers who will share actionable strategies so you can leave the event with the knowledge, connections, and confidence to grow your investing business and live life on your own terms.Get your ticket today: https://www.therealestateinvesther.com/investherconHow To Join the InvestHER Movement 1) The Real Estate InvestHER Podcast - The weekly show details the journey of some of the most amazing women real estate investors around the world, who open up their lives and share practical and strategic tools for growing a rental portfolio, flipping houses, and the mindset that allows them to run a