Host Anna Borges (The More Or Less Definitive Guide to Self-Care) hears from listeners about their relationship to money, whether it’s colored by guilt or generational shadows. Then, Anna has a chat with Mood Ring producer Jordan Kauwling about her recent reflections on how money has shaped her life—and her relationship to work.
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Full Transcript

Anna Borges: There was a time when I was constantly debating quitting my job. If you've been with us here since the beginning of Mood Ring … you may remember a work-related breakdown I had on the shower floor? Yeah, that was this job. So week after week, I would go back and forth debating about whether or not I wanted to quit without anything lined up for the sake of my mental health.
 
Because here was the thing: I could. I could do that. I grew up with a lot of financial instability, so savings has always been really important to me. And by that point in my life, I was in a privileged enough position that I could afford unemployment for a couple of months if I wiped out my savings.
 
But, I just couldn't get myself to do it. Like, sure, yeah money could buy me freedom from a job that was making me cry every time I woke up and faced the thought of yet another day. But money was also buying my health insurance and rent and security and peace of mind and all of the things that I needed to buy in my life. And, I mean, I’d experienced what it was like before without a financial safety net. And I didn’t know what would be worse, like all the feelings I was dealing with at this job, or all the feelings that came with losing that security?
 
Which is all to say, oh my god, there are a lot of feelings to be had around money. The stress of the things we do to make it. The decisions we have to make about spending it. The shame of having it, the guilt of not having it. The attitudes we’ve adopted about it or inherited.  I mean, grappling with privilege or changing financial circumstances. Just overall how money, or lack thereof, can make us feel vulnerable. Or judged. Or obligated. Or a million other emotions.
 
THEME MUSIC
 
Anna: I know that’s something I say a lot on this show: things make us feel emotions. But…man [sighs].
 
That’s the thing: No matter where we’re at financially, there are always new feelings to wade through or new ways for our money baggage to show up.
 
So yeah, maybe money could help my mental health in one way, but there was always another problem that needed money thrown at it. So how much was money really helping my mental health?
 
I mean, a lot. A lot. Money helps my mental health a lot, and it would be bullshit to pretend otherwise.
 
But it’s still not that simple.
 
I’m Anna Borges and this is Mood Ring, a practical guide to feelings—both the feelings you can put a price on and the feelings you can’t.
 
Every episode, we’ll explore one new way to cope — with our feelings, with our baggage, with our money baggage, with our brains, and with the world around us.
 
Anna: Today, we’re talking about money and how sometimes it can buy—maybe, not happiness, exactly, but a whole lot of stuff that supports our mental health. Like, not just in big ways, like access to mental health care and being able to meet our fundamental needs, but also in small ways. You know, like, the ability to buy things like time, energy, and support in the form of things like…child care and meal delivery and time off work and all of these little things that support our ability to feel, like, slightly more well.
 
We wanted to tackle this topic by hearing from you about your relationship with money and kind of the connection between money and mental health and how you experience it. And your responses, you know, made the heart of the episode su