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    The Basics of Life Insurance: The Answer to What Life Insurance is and How It Works: Personal Finance, #1
    The Basics of Life Insurance: The Answer to What Life Insurance is and How It Works: Personal Finance, #1
    The Basics of Life Insurance: The Answer to What Life Insurance is and How It Works: Personal Finance, #1
    Ebook59 pages55 minutes

    The Basics of Life Insurance: The Answer to What Life Insurance is and How It Works: Personal Finance, #1

    By Kirk G. Meyer

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    About this ebook

    Kirk G. Meyer is uniquely qualified to write The Basics of Life Insurance due to his tailored education and his license to deal in life insurance products in his home state of Tennessee.  Kirk has over 20 years of federal government service in the areas of finance and contracting.  Kirk's personal experience in his own dealings life insurance combined with his educational background consisting of an MBA, MS in Accounting, and MS in Financial Planning makes him more than qualified to help explain the ins and outs of life insurance.  THe is currently working on his Doctorial in Business Administration. The Basics of Life Insurance provides anyone a point of reference to guide them in their purchase of various life insurance products.  As with many types of insurance, there is little or no guidance for the everyday person with regards to life insurance on how each type can be utilized to the fullest.  Not sure how to navigate through different types of life insurance?  Kirk guides you from how to tell the different types of insurance to how best use each type and they are all detailed in the book.  Kirk takes a common-sense approach to life insurance and explains it in such a manner that anyone who needs life insurance will understand it better.  Get the most out of your life insurance by getting The Basics of Life Insurance today.

    LanguageEnglish
    PublisherKirk G Meyer
    Release dateSep 5, 2020
    ISBN9781393642732
    The Basics of Life Insurance: The Answer to What Life Insurance is and How It Works: Personal Finance, #1
    Author

    Kirk G. Meyer

    Kirk G. Meyer’s educational and work background is fairly diverse. Currently, Kirk is working on his Doctorate in Business Administration from William Howard Taft University. Kirk has completed an MS in Financial Planning from Bentley University in suburban Boston, Massachusetts and is now an investment advisor in the State of Tennessee in addition to working for the government in the area of contracts. Kirk also holds a BS in Business Administration from Haskell Indian Nations University in Lawrence, Kansas and an MBA and MS in Accounting from Strayer University in Washington, DC. Prior to Kirk’s current position Kirk was a bank examiner for a federal regulatory agency. In addition to Kirk’s education and work experience, he is also a registered independent life insurance agent in his home State of Tennessee, able to advise on various life insurance and annuity products to individuals and families in need of these types of services. Kirk’s educational background and love of helping others make him an asset to those looking for assistance and guidance in financial and personal financial matters. Kirk resides in Nashville, Tennessee with his lovely wife.

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      Book preview

      The Basics of Life Insurance - Kirk G. Meyer

      Why I Wrote this eBook

      I wrote this particular eBook to share my knowledge from my sales and education to enlighten people on life insurance.  While this ebook covers the basics of life insurance it does provide a good foundation for anyone considering buying a policy.  Life insurance policies can be some of the most complex financial instruments available to individuals and they need to be understood prior to you purchasing one.  This book lays that foundation and gives you a basic understanding of what could be the complex world of life insurance.

      Why You Should Buy this eBook

      Anyone who is interested in life insurance or is considering buying a policy needs to understand the basics of how this industry works.  The Basics of Life Insurance covers just that, the history of life insurance, the benefits of getting a policy and how some of the policies are structured and work.  Life insurance is a valuable tool in someone’s estate planning or family protection and cannot be overlooked.  This eBook provides you with a basic understanding of what a life insurance policy is and how it can benefit you and protect your loved ones.  Do not go into purchasing a life insurance policy without some of the basic knowledge of these products.  It is best to be prepared than to be taken advantage of by an immoral insurance salesman.  At least know the basics.

      My Free Gift to You!

      As a big thank you for getting The Basics Life Insurance I want to offer you some valuable free gifts and a chance to get some on-going financial advice. Just for getting this book it entitles you to my Budget Spreadsheet and Debt Reduction Spreadsheet that I normally sell for a total of $10. It is yours free for getting The Basics of Life Insurance and signing up for my free email newsletters that have previews to my ebooks, special articles that are geared towards personal finance and now access to these two valuable spreadsheets. To get your spreadsheets now simply go to my blogs website and sign up today. Visit www.kgmeyerpc.com today to get your free valuable spreadsheets. You can also get Budgeting 101 to go along with these valuable spreadsheets free as well from Budget and many other eBook sites.

      Table of Contents

      Why I Wrote this eBook

      Why You Should Buy this eBook

      My Free Gift to You!

      Table of Contents

      Introduction

      Types of Life Insurance

      Differences in Permanent Insurance, Whole and Universal

      More Permanent Insurance, Variable and Variable Universal

      You and Your Policy

      Life Insurance May Provide Peace of Mind

      How Much Insurance Do You Need?

      Riders to Consider

      Should You Cash In Your Policy?

      About Kirk G. Meyer

      How to Contact Kirk G. Meyer

      One Last Chance for the Free Gifts

      Other Books by Kirk G. Meyer

      Preview - A Brief Overview of Annuities

      Introduction

      There are two main types of life insurance and then several variations of each type. Life insurance can be classified as term and permanent—at least that is the simplified explanation of the two types of life insurance. The most common life insurance policies can be placed into the following categories: term, whole life, universal life, variable life, and variable universal life. Each type of insurance has a place in the insured’s life and at different times in life there may be a need for one or a combination of these different insurance products. Depending on the insured’s circumstances, there may or may not even be a need for life insurance. Everyone’s situation is different and therefore the need for life insurance will vary dramatically from individual to individual and from family to family. In order for life insurance to be effective and useful, there are many things that should be considered when buying any policy. In the following booklet

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