The Benefit of Providing Benefits – Growers Edge and HR Interviews Like, rate, review, share, and find us on social media!What’s working for Ag – Growers Edge  www.growersedge.comIntroduce the guest.  Dan Cosgrove the CEO of Growers Edge which provides data-driven fintech solutions for the ag industryBefore joining Growers Edge in 2019, Cosgrove served as the global leader of corporate development and licensing at Corteva Agriscience. During his time at DuPont Pioneer (now part of Corteva Agriscience), he served as the vice president of business development and held various legal roles, including chief patent counsel and IP group leader. Early in his career, he was a lawyer focused on patent litigation as a partner at Zarley, McKee, Thomte, Voorhees & Sease.Growers Edge Financial, Inc. puts grower profits first by delivering grower income assurance through data-driven financial technology products, solutions and tools for the agricultural sector. Empowering farmers to adopt new technologies to increase profitability, Growers Edge solves the financial gaps of farmers by changing how agricultural inputs and services are sold, allowing them to capture more value and improve profits. Led by a proven team of crop management leaders and backed by top agtech investors, the company is headquartered in Johnston, Iowa.What got my attention was the back of your company’s business cards.  The top corner says “Where farmers’ profits are first”. What does that mean to Growers Edge and you?You have an app that is free to use.  Can you share what that app can accomplish for a farmer?Cash grain bidsLive market alerts & newsBin level trackingWeather forecastsWhere is Growers Edge headed next?Innovative financial solutionsGrain and insurance integrationFinancingSolutions for AgribusinessesIncome AssuranceChanging the way farmers buy productsMain Topic -What are benefits worth to you and your farm? Introduce the guest.  Talk about accomplishments, the qualifications, any events they may have coming up, products they pedal, and how to get in contact with them.Why would paying attention to benefits packages or providing benefits at all be something a farm operator should be considering as a factor of whole farm profitability?Typically how many hours per week must one work to get access to company benefits?  Each business can determine benefit eligibility requirements from how many hours worked constitute eligibility to what group employees it if offered to.   ACA requirements state that employees who work 30 hours a week or 130 hours a month are considered full-time for health insurance.Can part time workers receive benefits? Yes- if the employers elects to offer it.  It can be the same rate as FT or a higher rateHow much does a health insurance premium cost? (whole cost not employee share). will all vary depending upon deductible level, HMO vs. PPO, or full-insured vs. self-insured.Individual-$400.-$500Married-$800.-$1000Family-$1000-$1700How much does a dental/vision insurance premium cost? (whole cost not employee share) Dental                                   VisionIndividual            $40                                         $7-10Married                $75                                         $15-$20Family                   $105                                       $22-$26What structures are common in the work place for percentage covered by employer versus that of the employee?What have you noticed to be the most valuable “fringe” benefit to employees outside of health insurance and PTO?  Ie: health & wellness, cell phone reimbursement, etc…..  Each survey states something different but what I have found to be most consistent is Retirement benefits and flexible work schedules.What are good resources for someone who is looking at providing their employees with benefits and don’t know where to start?  Google is a wonderful thing a quick search can answer a lot of questions.  Benefits brokers can help provide information and provide exp