In this week’s Quick Fire Friday episode, Rob interviews Ethan Singer, co-founder at Fundabl based in Sydney, Australia. Fundabl was founded in 2021 by a passionate team on a mission to support the Australian ecosystem to thrive and scale by offering a suite of fast, flexible and non-dilutive funding solutions to growing businesses. Fundabl’s funding solutions caters to a wide range of businesses, in particular software and tech-enabled businesses, professional services businesses and other online businesses. The team can provide funds within in as little as 24 hours and is typically used to smooth cash flows, accelerate business growth and to bridge or complement a capital raise.  The current macro environment has made it challenging for many businesses to obtain funding. Alternative funding options continue to play a vital role in supporting the growth of businesses. “It is so important that business owners are aware of the funding options available to them, their various characteristics, benefits and flaws. There is more than one way to construct the capital stack, and you want to make sure that you go with a capital partner that best suits your needs” Ethan said. This Cast Covers:  Background to Ethan Singer and the inspiration behind Fundabl Difference between dilutive and non-dilutive funding. Advantages of maintaining equity ownership. The differences between various debt products – what to look for. Fundabl’s offering Which business owners are using Fundabl and what Fundabl are solving for these businesses Benefits to getting capital from Fundabl to a big bank. The simple process to get funding from Fundabl. Built their own proprietary underwriting model to quickly assess and analyse clients and to provide them with a trading limit and the cost of funds. What Fundabl requires in order to support a business and what is sometimes missing when clients come to Fundabl Ethan shares advise to business owners to navigate the current funding environment Links: Ethan’s Linkedin Additional Resources: Fundabl     Quotes: “Don't leave things too late to approach your potential funder, put yourself in the best scenario, and have the greatest chance of being able to receive funding.” - Ethan Singer “There is more than one way to construct your capital stack.” – Ethan Singer “ Founders and business owners might not necessarily be the most naturally skilled capital allocators so there are lots of resources and people to speak to that can support in choosing the most optimal funding option.” – Ethan Singer “See if there is a more optimal and effective way to grow your business using alternative funding options.” – Ethan Singer