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88 | Make Your Budget With Us: Our 7 Step Process To Create A Zero-Based Budget - Part 2 Breaking Down Expenses: Needs vs Wants, Bills, Personal Spending & More

88 | Make Your Budget With Us: Our 7 Step Process To Create A Zero-Based Budget - Part 2 Breaking Down Expenses: Needs vs Wants, Bills, Personal Spend…

FromFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans


88 | Make Your Budget With Us: Our 7 Step Process To Create A Zero-Based Budget - Part 2 Breaking Down Expenses: Needs vs Wants, Bills, Personal Spend…

FromFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

ratings:
Length:
21 minutes
Released:
May 19, 2023
Format:
Podcast episode

Description

Book a free call with us!
We’re back for part 2 of our series on creating a Budget! IN this episode we will tackle the next step to creating your budget template: expenses!

We're covering:
How to categorize and list expenses correctly
Why debt payments are essential and non-negotiable and where they get plugged in into the budget
The difference between bills and expenses
How to plan for common expenses like groceries, gas and personal spending money
Listing out all your bills helps identify unnecessary expenses and make adjustments
How having a designated pocket money category prevents stealing from other essential categories (Robbing Peter to pay Paul)
How to plug in savings buckets for big expenses and future goals.
What expenses fall into needs vs wants categories

Next steps:
Book a free 30-minute call
Email us any questions: info@myidealbalance.com
Connect With Us:
Website →⁠⁠ ⁠https://myidealbalance.com⁠⁠⁠
Podcast →⁠⁠ ⁠https://anchor.fm/idealbalance ⁠⁠⁠
Facebook →⁠⁠ ⁠https://facebook.com/MyIdealBalance⁠⁠⁠ 
YouTube→⁠⁠ ⁠https://youtube.com/@IdealBalance⁠⁠⁠ 


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Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message
Released:
May 19, 2023
Format:
Podcast episode

Titles in the series (100)

Even high-achieving, Jesus-following moms need help organizing their finances. We want to help you learn how to budget, how to get out of debt & how to save money. We do this through 1-on-1 coaching where we teach you how to stop stressing about money & install systems that automate your finances. Once you have these money systems, you’ll be able to live debt-free, build wealth & achieve financial freedom. Join us to ditch the bad money habits & take control of your financial future. Shana & Vanessa are best friends, business partners and Ramsey Solutions Master Financial Coaches.