The small business lending space has been going through a lot of change since the start of the decade. It basically shut down for anything non-PPP related in 2020 and 2021 but it has now bounced back to a new normal with good companies looking for capital to help them grow. And the role of the SBA loan continues to be very important.My next guest on the Fintech One-on-One podcast is Evan Singer, the CEO of SmartBiz (he was last on the show back in 2016). They are focused on SBA loans of less than $350,000 and work with a large number of banks to fund their loans. Today, there is a lot of demand for these kinds of loans.In this podcast you will learn:How Evan describes SmartBiz today.The three main SMB loan products they offer.The pricing of these loans.How they helped small businesses during the PPP.The amount of fraud they caught during PPP.The state of small business lending today.How they are working with small business owners on Employee Retention Credits.The credit performance they are seeing over the past three to six months.A profile of their typical small business borrower.Evan's thoughts on expanding the SBA 7(a) lending program.What SmartBiz does to help make the loan application less onerous.How they are partnering with Cross River Bank.How they decide where to send successful loan applications.What they do with those companies that can't qualify for a bank loan.How the mindset of bankers has changed since before the pandemic.What Evan is most excited about right now.Connect with Evan on LinkedInConnect with Smartbiz on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes