It has not escaped our notice that the regularity of our (now almost resident) pensions expert Paul Gordon’s appearances on the podcast is increasing as further changes to the NHS pension (and our wider entitlements) are introduced. Thankfully, with the wisdom of Paul, now Sanlam Wealth’s Head of Medical Specialist Wealth Planners, leading on the NHS pensions proposition, we can keep our listeners abreast of the changes. What are the headlines? How do we ensure we avoid any potential financial landmines? Where can we access further information about our own pension position and get further support? It’s all covered in this week’s podcast episode…   Introduction (9 secs) A change of circumstance for Paul (20 secs) What’s the latest on GP pensions? (1 min 26 secs) Standard annual allowance (2 mins 52 secs) Exceeding the allowance (3 mins 51 secs) The financial impact of going above the annual allowance (5 mins 17 secs) Payment of tax charges (6 mins 58 secs) Annual allowance calculations (8 mins 42 secs) Working out how much to pay (10 mins 22 secs) Annual allowance compensation scheme (12 mins 11 secs) Understanding my own pension status and key contact points (14 mins 15 secs) What are the options for those with potentially significant tax liabilities and implications of opting out (15 mins 33 secs) https://www.totalrewardstatements.nhs.uk/ (18 mins 39 secs) BMA response to the government’s handling of the NHS pension (19 mins 7 secs) When a pension is not index linked (22 mins 2 secs) Finding out more and further support (23 mins 11 secs) What to be aware of and what’s coming next (25 mins 36 secs)   If you haven’t done so already, you should speak to NHS Business Services Authority (NHSBSA) to request at least seven years of annual allowance growth figures. Their telephone number is 0300 330 1346. You should also visit https://www.totalrewardstatements.nhs.uk/ to access your personal pension benefit statement. Your Total Reward Statement additionally offers personalised information about the value of your employment package and includes details about remuneration and the benefits on offer from your employer at a more local level. If you’d like to get in touch with Paul directly, you can email him here.