Have you ever realized that you missed an opportunity to claim your worth? Maybe you accepted a salary too low or you missed out on getting promoted because you didn’t ask. Amy Valdivia and Rica Ruiz are two powerhouses who understand this deeply and share their stories and advice in today’s episode.They will encourage you to do the deep work and invest in yourself because that’s where it all begins!Tangible takeaways from today’s episode:Find the root cause of your actions with someone you trust. You can change the narrative!Stop making your life harder by believing the lie you have to always “work harder”. Work hard, but fight easy. Meaning: be excellent at what you do, so it is easy to speak up!There’s no failure, only feedbackWrite down everything you’re good at, and really look at it. Own your skills!Remember, it does not have to be “all or nothing.” Rather, let it be “all or something” About Amy:Amy Valdivia is a California native. She enjoys life with her husband and two children. She’s a businesswoman with over 32 years in the mortgage industry. Today, Amy is an entrepreneur, speaker and author while running a branch for a nationwide lender supporting individuals and families to realize the American Dream of homeownership. Amy’s calling is to serve the community and wanted to do more than attending charity events.  She and found the answer when she became a Certified Divorce Lending Professional. Amy supports divorcing couples and their attorneys alleviating one of the greatest areas of contention: the home financing.  Amy is a Board member of the Upland Chamber of Commerce and the San Antonio Hospital Foundation. She’s also an active member of Rotary International and Toastmasters International.  As the 2019 Businessperson of the Year for the Upland Chamber of Commerce, Amy is credentialed as a FHA Direct Endorsement Underwriter, Certified Mortgage Advisor, Certified NLP Practitioner and a Certified Divorce Lending Professional. Connect with Amy:Website: http://www.homeloanclosing.com  Instagram: https://www.instagram.com/amy_valdivia/Facebook: https://www.facebook.com/amy.valdivia.52LinkedIn: https://www.linkedin.com/in/amy-valdivia-cdlp-215b6854 About Rica:The business of real estate utilizes many of Rica's gifts in her mission to serve others. Rica’s client-centered approach delivers unparalleled service, whether you’re a first-time home buyer, a downsizing retiree, a move-up buyer or an investor. Her knowledge, experience, and thoroughness help clients think strategically and holistically about real estate decisions. Rica is an expert contract negotiator. Problems are just roadblocks, and through hard work, expertise and perseverance, Rica finds routes around to help arrive at the end goal.Rica enjoys helping and giving to others. Professionally, she enjoys her work as an Ambassador for the San Mateo Area and Danville Areas Chamber of Commerce. She is the Chairman of the Board for Generations United, a local non-profit that helps the under-resourced community in Redwood City and loves volunteering in her community. Her favorite pastime, however, is hanging out with her husband, Rob, and watching their son play baseball. Connect with Rica:Website: https://www.meraki-realestate.com/ Instagram: https://www.instagram.com/meraki_realestate/?hl=enFacebook: https://www.facebook.com/MerakiRealEstate1 - https://www.facebook.com/ricamruizLinkedIn: https://www.linkedin.com/in/ricaruiz/   About me:Karen Laos is a keynote speaker and leadership coach equipping women to stand out with unshakable confidence. She specializes in communication: executive presence and compelling messages. Karen champions female business leaders to own their value and find their voice so they can be seen and heard. She also works with teams to create cultures of trust and function at their best.Karen has coached leaders at Facebook, Google, Netflix, Uber, Sephora, Sony, Microsoft, Fidelity, Charles Schwab, Trip Advisor, Bacardi, Levi, and more. Karen