This week Frankie Tortora and Steve Folland have a chat in response to a question from website marketing specialist Tom Garfield. He says:“Life costs so much more now!Fuel, heating, food, clothes, EVERYTHING is way more expensive. I shudder every time I hear the letterbox clunk, wondering what bill is coming for me next. I don't want to dip into savings or reduce my pension payments. That feels like a bad plan… Do I raise my prices to keep up instead? Can I use the cost of living crisis as justification??Other than pulling my kid out of nursery, living life as a recluse and doing nothing at all (I've had quite enough of that, thanks covid!), what’s the best way to keep financially afloat when the water just keeps rising? Heeeeelp!”What would your advice be? Let us know your thoughts using #DIFTKpodcast on Twitter and Instagram, and join in the conversation via the DIFTK Community on Facebook.•••Download a DIFTK Bingo cardPlay DIFTK Bingo onlineTom Garfield's websiteFrankie Tortora's websiteSteve Folland's websiteSteve's podcast - Being FreelanceDoing It For The Kids websiteDIFTK Facebook CommunityDIFTK InstagramDIFTK TwitterSupport DIFTK on Ko-Fi