My guest this week is co-host of the Frugal Friends Podcast, Jen Smith. Jen paid off $78k of debt in just two years and is on a mission to help people spend money in a way that is more aligned with their values. She joins me this week to share why each of us has a different value system that dictates how we want to spend our money, why frugality can be fun, and show you how to get clear about what you value spending your time and money on.   Get full show notes and more information here: https://www.jenriday.com/314