10 Money Saving Tips For Freelancers Freelance designers rarely know when they'll get their next paycheque. That's why it's wise for us to hold on to the money we do have for those times when income slows down. To help you, I have 10 money saving tips for freelancers you should consider adopting. Have you ever heard the saying a penny saved is a penny earned? It means that any money you save by not spending it is similar to the money you earn. I know there can be various debates about that, but you can't argue that any money you don’t spend on something is money in your pocket that you can put to use somewhere else. Chances are you didn’t become a designer because you wanted to become rich. You chose to become a designer because of your creativity and a love of designing.  Sure, there are designers out there living the good life racking in significant dollars for their services. But for the majority of us. We’re happy earning a decent, comfortable living doing something we love. If this latter one describes you, then money is probably not something you have to throw around. And since money is one of the gages used to determine success. It makes sense to avoid unnecessary spending and keep as much of your hard earned money for yourself. And for the record. I use every one of these 10 money saving tips for freelancers in my business to keep as much of my own hard earned money as I can. Freelancer money saving tips 1. Cancel recurring expenses you don't use Take an audit of all your subscriptions, memberships, software, services, plug-ins, etc. that incur an ongoing regular monthly or yearly payment and cancel any that you seldom use or don't get your full money's worth. 2. Buy Refurbished Save money by purchasing refurbished products whenever possible. Refurbished products are just as good as new ones, including coming with warranties. They can save you a lot of money on a product you were going to buy anyway. 3. Hire an accountant Accountants are like magicians with numbers. They know all the tricks that can save you money during tax season. Letting an accountant handle your books and taxes can save you more money than the cost of hiring the accountant. Every freelancer should have one. 4. Ask for discounts from suppliers You can't get something if you don't ask for it. Contact your internet, cable, phone, etc. suppliers and ask them if there's any way they can offer you a discount or do something to reduce your expense. You would be surprised how often they will compromise with you and save you money. 5. Use reward-based credit cards You're probably using a credit card to pay for some of your business expenses. Take advantage of reward-based credit cards like those that offer cash back or those that let you collect points for travel or other rewards.  6. Get a low-interest line of credit Banks and credit unions provide lines of credit at much lower interest rates than credit cards. Use your line of credit to pay off high-interest credit cards whenever you can't pay them off that month. Don't be penalised by carrying over unpaid balances. 7. Save on heating/cooling Stop heating/cooling your entire home while you're working. Adjust your thermostat to save you money and use a fan or heater to adjust the temperature in your office space. Warm sweaters can also help during the cold season. 8. Use coupons or discount codes Before making an online purchase, do a quick Google search to see if there are any coupons or discount codes available for the product/service you're buying. Many companies will offer coupons or discount codes to certain groups which are also usable by the rest of us if we take the time to find them. 9. Shop around for better prices When shopping for fonts, stock images or design resources be sure to check multiple websites before making your purchase. Prices on identical products can vary drastically depending on the source selling them. 10. Wait for sales Whenever possible wait for a holiday or special deals to