Simply Your Money

By M.E. Magalousis

SimplyYour Money will empower you to gain control of your money and how you earn, spend, and save. You will learn basic information on how to best position money in your financial institution accounts. Regardless of your age or education, you will find tips that will save you time and cash. Included are several ways to save and be creative with what you already spend daily and how to increase your income with little effort.

Once you have read through the book and made personal notes regarding your own accounts, ask a bank or credit union financial advisor to review your financial situation to assist you, make the changes, and start earning.

• Language: English
• Publisher: Covenant Books, Inc.
• Release date: Feb 28, 2023
• ISBN: 9798886443400

Book preview

Table of Contents

Title

Copyright

Introduction

Simply Your Money

Types of Accounts

What Would You Do?

Basic Finance Questions

Types of Loans

Principal and Interest

What Do You Want to Buy?

Finance Tips

Tips on Vehicle…Buying and Selling

Home Mortgage Loans

Tips on Buying a Home

Tips on Selling Your Home

IRA

How Are You Doing?

Bankruptcy

What Would You Do Now?

References

Glossary

About the Author

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Simply Your Money

M.E. Magalousis

ISBN 979-8-88644-339-4 (Paperback)

ISBN 979-8-88644-340-0 (Digital)

Copyright © 2023 M.E. Magalousis

All rights reserved

First Edition

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods without the prior written permission of the publisher. For permission requests, solicit the publisher via the address below.

Covenant Books

11661 Hwy 707

Murrells Inlet, SC 29576

www.covenantbooks.com

You

can

do

this!

Introduction

God and life have gifted me many opportunities to meet the best people, and they have graciously shared their knowledge and experiences with me, and I thank each one for their love, assistance, and friendship. My hope is that in this short and easy to read book you will find new ideas and energy for your journey.

The most influential person in my life was my father who taught me through his actions and lifestyle. He was a simple man with minimal wants, and he shared what he did have with others. The emphasis was on a job well done, earning your pay, using the money wisely, and then making it work for you.

My children kept me laughing, happy, busy, and sane through all of our adventures, so thank you, my loves, TMW and CCM.

Thank-you, love, and appreciation to D. Vlahos, D. Scott, and B. Walton for their time, assistance, patience, and expert advice.

What do you want?

What does success mean to you?

How can you get there?

What have you done to start your journey?

What is your joy?

More importantly, what is your attitude?

Are you excited as you get ready to go to work every day?

I want you to be happy and to experience how great your life can be.

Worrying about having enough money is never enjoyable. Do you love to make money? Likely, but I imagine you like to spend it more. Well, in order to spend, you have to earn it first, and then the most important element is to save some after paying your bills for a special treat. This is the tricky part because most of us buy items and forget that they have added costs, upgrades, and maintenance involved. The act of saving and being able to finally buy that prized item or travel to that exotic spot comes with the responsibility of extras and upkeep.

This is not a lecture format or rules from a book. Some of the things that are mentioned are from my playbook, and because I have experienced it, I know the harsh reality of looking at another