Live Like A King - Spend Like A Pauper

By Richard Lincton

Live Like A King - Spend Like a Pauper

In this concise guide, Richard Lincto offers sound and sensible advice on how to cut costs without sacrificing all of life's little luxuries.

 

We are all living in strange times. The ramifications of the Covid lockdown and the over-eager compulsion of the World governments to eradicate the dreaded Corona Virus are being felt in the most extreme of ways. Nobody yet knows the true costs or implications of their actions.

Add to this, the actions of a complete Despot in the Kremlin and we have what is termed in modern parlance – 'A Perfect Storm'.

Oil prices have rocketed, so too has gas. We all know the effects only too well. A visit to the petrol station or supermarket now has a tinge of fear. Even these actions are as nothing to the total dread that people are now experiencing when the quarterly bill drops through the letterbox.

In short, no matter your income, there is no escape. To quote yet another well-worn phrase 'We are all in it together'. To that, I would add – some more than others.

 

• Language: English
• Publisher: Bookopedia
• Release date: Jun 11, 2022
• ISBN: 9798201544645

Book preview

Contents

Introduction

Chapter One - The Home

Chapter Two – Food

Chapter Three – Pleasures & Habits

Chapter Four – The Car

Chapter Five - Insurance

Chapter Six - Banking

Chapter Seven – Clothing & Shopping

Chapter Eight - Holidays

Conclusion

Introduction

We are all living in strange times. The ramifications of the Covid lockdown and the over-eager compulsion of the World governments to eradicate the dreaded Corona Virus are being felt in the most extreme of ways. Nobody yet knows the true costs or implications of their actions.

Add to this, the actions of a complete Despot in the Kremlin and we have what is termed in modern parlance – ‘A Perfect Storm’.

Oil prices have rocketed, so too has gas. We all know the effects only too well. A visit to the petrol station or supermarket now has a tinge of fear. Even these actions are as nothing to the total dread that people are now experiencing when the quarterly bill drops through the letterbox.

In short, no matter your income, there is no escape. To quote yet another well-worn phrase ‘We are all in it together’. To that, I would add – some more than others.

There are by my reckoning,  four distinct categories in the country.

1 TWODC – The well off, don’t care. Their income is such that present conditional impact will be almost zero.

2 TCC – these are the better off with a good regular income and strong pensions, who feel they must be worse off but in reality, aren’t.

3 JAMS – Just about managing. They may be in a household with two incomes of average size, they are though in true terms, more likely than most others to feel the true impact of the current squeeze. Their mortgage will have risen and they are less likely to be in receipt of any major benefits.

4 R & S – Retired or Skint. This is an odd category, as some pensioners are very comfortable, with no mortgage payments and a degree of savings. Conversely, there are many pensioners in dire need and too proud to reach out for help. With regard to the final group, the Skint, they are amongst the hardest hit, due in no small part to the extortionate increases in their heating bills etc.

I have studied the situation through the period of lockdown and the corresponding events since. There are two ways of looking at the situation. Either we accept the circumstances engulfing us or we look at taking positive action rather than waiting to be swamped.

With this