PAUL’S VERDICT
You haven’t missed the bus. You will be jumping on at a later bus stop than you might have done with hindsight, but I’d still like to see you on the property bus.
So let’s look forward. The reason I have consistently spoken about owning a home is little to do with the long-term rise in values that has been historically the case. It is that mortgage repayments are a wonderful forced wealth-creation plan.
Over a couple of decades, property values tend to
