Eliminate Your Debt Like a Pro
By Steve Rhode
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About this ebook
Ever wanted to know how the pros really eliminate consumer debt. Well now is your chance to find out. With proven techniques and tips, debt expert Steve Rhode shows you how to dig your way out of debt.
Steve Rhode
Steve Rhode is a consumer debt expert who has assisted people since 1994 to find good solutions to bad debt problems.If you or someone you know needs some free help, advice or assistance, tell them to visit http://GetOutOfDebt.org and ask Steve for help.
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Book preview
Eliminate Your Debt Like a Pro - Steve Rhode
ELIMINATE YOUR DEBT LIKE A PRO
Inside Secrets From Money Coach Steve Rhode
by
Steve Rhode
Smashwords Edition
Published on Smashwords by:
Steve Rhode
GetOutOfDebt.org
Eliminate Your Debt Like a Pro
Inside secrets from money coach Steve Rhode
Copyright 2003 by Steve Rhode
All rights reserved. Without limiting the rights under copyright reserved above, no part of this publication may be reproduced, stored in or introduced into a retrieval system, or transmitted, in any form, or by any means (electronic, mechanical, photocopying, recording, or otherwise) without the prior written permission of both the copyright owner and the above publisher of this book.
Smashwords Edition License Notes
This ebook is licensed for your personal use only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each person you share it with. If you are reading this book and did not purchase it, or it was not purchased for your use only, then you should return to Smashwords.com and purchase your own copy. Thank you for respecting the author’s work.
DEDICATION
This book is dedicated to the memory of my best friend, Joe Alvarez.
Joe passed away without notice or warning and left a hole in the hearts of many – a hole that will forever be empty. Just ten minutes before Joe died, he had his picture was taken with some friends. He was smiling. He looked great. He was happy. You truly never know when your last breath will be drawn.
ACKNOWLEDGEMENTS
It’s not difficult to make a difference in this life. All it takes is hard work, dedication, a good attitude and passion for what you do. I’m proud to say that the people who assist me in assembling my words, organizing them and making them visually appealing are without a doubt the best friends and the best team I could ever imagine working with.
First, I owe the completion of this book to my editor, Andrew Randall. Without Andrew’s encouragement and advice, this text would not be completed today.
Second, my good friend and trusted advisor, Nancy Judy, has been instrumental in making sure that the finished product was as nearly perfect as possible. She is amazingly talented at finding the little fix or final tweak to make the work just that much better.
Thirdly, the text made it to our mutual friend, Robin Goldberg, for final design and layout. As you can see, robin has skillfully assembled the book to make it interesting and easy for you to read.
Finally, this book would never had been possible if it hadn’t been for the thousands of people who have shared their hearts, dreams, fears and goals with me. Through hugs and tears we have managed to forge new lives together full of peace and happiness.
CONTENTS
Foreword
Introduction
Chapter 1: It Is What It Is
Chapter 2: The Finer Points of Getting Out of Debt and the Dictionary of What You Need to Know
Chapter 3: Real People, Real Problems
Chapter 4: How to Start Doing What You Need to do to Get Out of Debt
Chapter 5: Putting it All Into Action With Plan A
Chapter 6: You Don’t Have to Go It Alone — Seek Assistance
About the Author
FOREWORD
Some people believe that only the wicked or the lazy experience money problems. Baloney. Bad things really do happen to good people. So, first things first. If you think that you, or someone you know, deserves the problems they are having, now is the time to let go of that negative, judgmental idea. You, or your friend, just tripped over some of life’s hurdles instead of gliding gracefully over them. No matter. By picking up this book, you’ve just given yourself an experienced coach and someone to put a Band-Aid on those scraped knees.
For years I’ve been helping good people find great solutions to difficult money troubles and, in every case, there was an easy, surefire, super fantastic, guaranteed solution to overcome the financial problem, no matter how difficult it appeared to be. Unfortunately, many people insist on tackling their money troubles alone. Without the right knowledge, experience and tools this can be like trying to defuse a landmine and if you’ve never done that before, it can lead to an unintended outcome that isn’t pretty.
There really isn’t much good information out there about the reality of financial problems. Trying to tackle them alone, without professional assistance, can lead to disastrous and unpleasant results. I’ve been forced to stand on the sidelines and watch people struggle alone with financial problems many times. It’s not pretty. It’s like standing at the side of the track waiting for a train wreck to happen that I knew could have been avoided.
This book is written to help you avoid going off the rails and guide you toward your solution. If you can follow the right path, you can start enjoying life again.
This book is full of all the honest, hard-learned facts that everyone, including the family pet, needs to know when tackling financial difficulties. It’s the stuff that you wish someone had told you before you learned the lessons the hard way.
Are you ready to do whatever it takes to get your life back in order? If you are, then let’s go. No matter how hard things may be now and over the course of the next few months, I promise that if you follow me, you will be enjoying life again much sooner than you ever imagined. Let’s do it!
Your money coach,
Steve Rhode
P.S. Don’t forget the most important thing: Getting out of debt takes teamwork. You are not on your own. This is an interactive plan. Whenever you get stuck or don’t understand something or just feel that you can’t deal with the pressure anymore, visit my site at GetOutOfDebt.org for free help. I’m always standing by to help you if you need to talk about your situation, develop a plan or if you just need a kick in the butt to get moving.
INTRODUCTION
Here are two statements that people around me get sick of hearing all the time:
* Money problems are not about the money.
* Money problems are solved with lifestyle changes.
What do I mean by these statements?
Let’s look at the first one: Money problems are not about the money. Now you think I’m talking out of my butt, right? You think that if you could just win the lottery, all your problems would be over. I’m sorry to burst your bubble, but there are thousands of lottery winners all across the world who thought the same thing and who are now struggling with exactly the same money problems that you are, only on a much larger scale!
You’ve heard all those stories about rock stars and movie stars who made millions and are now broke and working the door at Wal-Mart. Like many people, you probably thought, How could M.C. Hammer be broke? He made a fortune with those curious, but compelling, baggy pants.
Poor old Hammer. After his first album sold well, he started to build his multi-million dollar dream home, but the costs spiraled out of control and he couldn’t keep up the payments on the house and cars and all the other fancy stuff that he got on credit, he soon found out that the banks could take it all— and they did.
There are a whole host of reasons why you got into debt in the first place. Time and space don’t allow me to go over all those issues here. If you are interested and want to delve into your psyche and get all introspective, I suggest you read my books The Path to Happiness and Wealth