Independent on Saturday

Take control of your debt and get back on track

DEBT is a necessary evil. Most of us need to take on debt in order to purchase things that we simply wouldn’t otherwise be able to afford, such as a house or a car. Certain debt products, such as student loans, can also be stepping stones towards a more prosperous future.

But when debt starts creeping into areas with double-digit interest rates – credit cards, store cards and bank overdrafts – it can quickly become a problem. Here’s

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