The Great Bank Heist Mystery

By Allan L. Roberts

This is a story inspired by personal experience with a bank.
After being made redundant, the bank refused to make payments covered by personal protection insurance. Hounded for payments, they added charges and interest, causing the debts to spiral. Under extra pressure, the main cause of the eventual total breakdown of my marriage.
Unable to continue loan and mortgage payments, was forced to sell my house well below market price. With no money and no government support, I found myself living on the streets. With no money for food, I dropped from over fifteen stone to less than eleven stone in four months.
Twelve years later, I find that the banks had deliberately conned people out of their money, with no intention of making payments on the payment protection plans. Because of their greed, now aged seventy, I live alone in a very small rented flat; I paid off my loans but lost my family and my house.
As a disabled diabetic, lack of proper food resulted in stomach complications, including a laparotomy and years learning to eat properly again, the poor food also resulting in me losing my eyesight.
The power of the banks meant they did not lose. The banks got their money, they also earned a fortune on the money paid to them for protection; twelve years later, they eventually paid a refund and interest at the lowest rate possible. The ordinary man in the street? They stamp on him.
This is the imaginary story of someone facing the same situation but younger, stronger, fitter, and more capable of effecting his revenge on the bank directors that robbed him.

• Language: English
• Publisher: AuthorHouse UK
• Release date: Aug 12, 2015
• ISBN: 9781504988315

Allan L. Roberts

Allan is never one to rest on his past achievements, he lives and breathes the theme of this book. Pushing past limitations and adversities that would lead to most of us, just giving up. He continues to push himself out of his confort zone. Taking on new challenges to benefit and be of service to his local community of Droitwich. Until recently he served both as a local councilor and a trustee for Age UK Droitwich, as well as volunteering for local organisations and becoming involved with the local branch of Toastmasters. Where he started an outreach program at the local high school, introducing and teach students public speaking skills.

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© 2015 Allan L. Roberts. All rights reserved.

No part of this book may be reproduced, stored in a retrieval system, or transmitted by any means without the written permission of the author.

Published by AuthorHouse 09/18/2015

ISBN: 978-1-5049-8830-8 (sc)

ISBN: 978-1-5049-8831-5 (e)

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CONTENTS

Introduction

Chapter 1

Chapter 2 The Start Of The Decline

Chapter 3 Rock Bottom

Chapter 4 Time To Act

Chapter 5 Club Membership

Chapter 6 Deception

Chapter 7 Food

Chapter 8 Second Demand

Chapter 9 Winding Down

Chapter 10 Angelina

Chapter 11 Repercussion

Chapter 12 His Original Idea

Chapter 13 Eighteen Months Later

INTRODUCTION

Inspired by personal experience with a bank. After being made redundant from my job servicing a major bank’s computer systems. I expected my loans to be covered by personal protection insurance as I had been paying the insurance since I took out the loans. However, the bank refused to make the payments. Continuing the payments until the bank sorted out the problem I soon ran out of money.

My wife and I were hounded for payments after the bank refused to make the PPI payments. They added charges and interest causing the debts to spiral, putting my marriage under extra pressure and the main cause of the eventual total breakdown. Unable to continue loan and mortgage payments I was forced to sell my house well below market price, with no money and no government support I was living on the streets. My two daughters also made homeless initially survived by moving in with friends.

With no money for food I dropped from over fifteen stone to less than eleven stone in four months. (I am a disabled diabetic and should have regular food) The government refused to help me even stopping my job seeker’s allowance. After nearly five months they realised I had been entitled to job seeker’s allowance and finally I received back pay. I managed to get a flat and a job.

Twelve years later I find that the banks had deliberately conned people out of their money, they had no intention of making payments on the payment protection plans. Because of their greed I now live alone in a very small rented flat, I paid off my loans but lost my family and my house. The banks got their money, they also earned a far higher rate of interest on the money I had paid than they eventually paid me twelve years later in refund.

Lack of food resulted in stomach complications including a laparotomy and fourteen years learning to eat properly again, forced to eat poor food my diet also resulted in me losing my eyesight. The power of the banks meant they were not going to lose, they don’t care about the ordinary man in the street.

This is the imaginary story of someone facing the same situation but stronger, fitter, younger, and more capable of effecting his revenge on the bank directors that robbed him.

CHAPTER 1

In the heart of London a door burst open. Mike sprinted the twenty yards across the entrance hall past all the startled customers and security staff to where the receptionist looked up in horror at the sight of a masked man holding a rifle pointing in her direction. Before she had time to scream Mike had grabbed her and forced her to the row of lifts in the foyer. Within two minutes of entering the building Mike was at the door of the board room on the twentieth floor. The legend of the greatest British bank raid had begun.

Mike had taken an early interest in electronics, he had all the latest electronic gadgets. If none were available he would set to and make it from scratch from bits he would salvage from other devices or purchase from other local electronics enthusiast’s. At the age of fifteen he had already fashioned a name for himself as the person to take broken radios and televisions and computers to for repair, but anything electrical or mechanical he would fix.

When he was old enough to ride a motorcycle he had already earned enough from his hobby to buy a bike for cash. The first thing he did with his bike was strip it down and have around ten thousands of an inch skimmed from the cylinder to increase the power. He converted it to electronic ignition and totally rewired it to enable him to fit all his latest electronic contraptions.

He drove his motorbike both on and off road to the extreme. Road racing, scrambling, and speed trials, were all part of this obsession as were most things he tried. Mountaineering, hang gliding, canoeing, sub aqua and other extreme sports were all part of his life. He was tall, muscular, confident and a natural leader. He played hard but he also worked hard, his naturally inquisitive mind always driving him to find answers.

School for Mike was an opportunity to learn and develop beyond the normal curriculum, constantly pushing all his teachers and instructors for more. He set up his own groups of enthusiasts to delve into electronics to a depth that often left the teachers lagging behind. With exceptional marks across the whole range of school subjects and his personal interests, it was no surprise that he opted for engineering, electronics and chemistry for his degree subjects at university.

Engineering and chemistry he found so many new things he could