Money Magazine

Let’s drink to debt at 2.8%

My first car was paid for with the cash I earned cutting watercress in Whitwell in the UK for 10 hours a day, six days a week, for 10 weeks in the summer of 1979. I had to stand or kneel all day in water, bending up and down. Health and safety at work was a thing of the future. The car was a Deux Chevaux, or 2CV6 as it was known – 600cc of raw French soft-top power for £500. It was all I could afford. I never want to see a blade of cress again in my life.

When I moved into my first rented flat in London I slept on a

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