Golden generation reaps rewards

I have spent 39 years in the stockmarket, which is an embarrassingly long time because the truth is, as Emma keeps reminding me, if I was any good at it she would have been in the Bahamas years ago being waited on by a couple of nannies and a well-cut pool boy. But she’s not, we’re not, and many millions of us aren’t.

Well, actually, some people are; they are the “lucky generation” and, amazingly, most of them don’t even know it. They are the generation of investors in the property and equity markets who have ridden a nearly 40-year credit boom – a previously unseen engorgement of debt and an access to money