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The Plastic Devil
The Plastic Devil
The Plastic Devil
Ebook27 pages16 minutes

The Plastic Devil

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The Plastic Devil
LanguageEnglish
PublisherXlibris US
Release dateDec 17, 2012
ISBN9781477175811
The Plastic Devil
Author

Raymond Vasquez

Raymond Vasquez is a 39 year old married man with three beautiful kids. My mission with this book is to open up the eyes of so many people who live under the cloud of paying interest and making the rich richer

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    Book preview

    The Plastic Devil - Raymond Vasquez

    Copyright © 2012 by Raymond Vasquez.

    All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without permission in writing from the copyright owner.

    To order additional copies of this book, contact:

    Xlibris Corporation

    1-888-795-4274

    www.Xlibris.com

    Orders@Xlibris.com

    125572

    Contents

    CHAPTER 1 Interest Is a Killer

    CHAPTER 2 Society: Systems to Keep Us Going in Circles

    CHAPTER 3 Credit Cards: The Plastic Devil

    CHAPTER 4 Department Store Credit Cards

    CHAPTER 5 ATM Fees

    CHAPTER 6 Bank Fees

    CHAPTER 7 Cell Phone Contracts

    CHAPTER 8 Vacations on Credit: Time-Shares

    CHAPTER 9 Financing Cars

    CHAPTER 10 Bill-Me-Later Furniture Purchases

    CHAPTER 11 Student Loans

    CHAPTER 12 Home Interest Rates

    CHAPTER 13 Refinancing Your Home to Do Repairs: Pay Off Loans, Car Loans, Vacations, or Credit Cards

    ABOUT ME

    ABOUT THE BOOK

    CHAPTER 1

    Interest Is a Killer

    We all work hard for our money for a better living—to pay bills, to buy nice things, to eat. We work, we get paid, then we proceed to spend the cash that we have earned. Some of us spend the cash we are going to earn in the future now, and that’s where the interest kicks in, and that

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