The Plastic Devil
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Raymond Vasquez
Raymond Vasquez is a 39 year old married man with three beautiful kids. My mission with this book is to open up the eyes of so many people who live under the cloud of paying interest and making the rich richer
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The Plastic Devil - Raymond Vasquez
Copyright © 2012 by Raymond Vasquez.
All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without permission in writing from the copyright owner.
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Contents
CHAPTER 1 Interest Is a Killer
CHAPTER 2 Society: Systems to Keep Us Going in Circles
CHAPTER 3 Credit Cards: The Plastic Devil
CHAPTER 4 Department Store Credit Cards
CHAPTER 5 ATM Fees
CHAPTER 6 Bank Fees
CHAPTER 7 Cell Phone Contracts
CHAPTER 8 Vacations on Credit: Time-Shares
CHAPTER 9 Financing Cars
CHAPTER 10 Bill-Me-Later Furniture Purchases
CHAPTER 11 Student Loans
CHAPTER 12 Home Interest Rates
CHAPTER 13 Refinancing Your Home to Do Repairs: Pay Off Loans, Car Loans, Vacations, or Credit Cards
ABOUT ME
ABOUT THE BOOK
CHAPTER 1
Interest Is a Killer
We all work hard for our money for a better living—to pay bills, to buy nice things, to eat. We work, we get paid, then we proceed to spend the cash that we have earned. Some of us spend the cash we are going to earn in the future now, and that’s where the interest kicks in, and that