How To Pay Off Your Mortgage in 5 Years
By Clayton Morris and Natali Morris
4.5/5
()
About this ebook
Struggling to pay off debt? Learn how to pay off your mortgage in a few short years using a proven system that will change your life!
What would your life be like if you had no mortgage? How free would you be to live a different life? Author's Clayton and Natali Morris are real estate investing experts. Their proven system has hit the Kindle Store's Top 50, their award-winning podcast The Investing in Real Estate Podcast has been downloaded over 14 million times, and they've been featured on FOX News and NBC's Today Show. Let Clayton and Natali show you exactly how to take control of your liabilities and save thousands of dollars in interest payments.
After flipping 1,000's of homes, Clayton and Natali have helped thousands of people build financial freedom, pay down debt, and live a mortgage-free life. In 2010 they started a family and got serious about building legacy wealth for their three children, Miles, Ava, and Eve. They podcast, write, and speak around the world about personal finance and financial empowerment in order to help other families like theirs employ the skills they have learned along the way to attain true financial freedom.
In this book, you'll discover:
- How to analyze your mortgage to find the massive fees you're paying
- Why using certain weapons like interest can destroy time, the biggest financial enemy.
- How to shed unnecessary liabilities and turn them into performing assets that pay you every month.
- The step-by-step system for using a home equity line of credit to annihilate your 30-year mortgage.
Finally, you no longer have to be a slave to your mortgage! With a step-by-step system that works you'll be turning those liabilities into performing assets in no time. You want to spend more time doing the things that matter in life instead of working harder with nothing to show for it.
If you like books that don't waste your time with fluff and get right to the point then you'll love this book.
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Reviews for How To Pay Off Your Mortgage in 5 Years
6 ratings2 reviews
- Rating: 2 out of 5 stars2/5The facts presented were undeniable but the strategies used to address these facts I personally don't agree with. I found this book to be filled with ill advice and game playing.
- Rating: 5 out of 5 stars5/5Thought the book gave very good advice and I will be moving forward with the strategies in the book to save on mortgage interest.
1 person found this helpful
Book preview
How To Pay Off Your Mortgage in 5 Years - Clayton Morris
How To Pay Off Your Mortgage in 5 Years
Clayton Morris and Natali Morris
Published by Clayton Morris, 2022.
While every precaution has been taken in the preparation of this book, the publisher assumes no responsibility for errors or omissions, or for damages resulting from the use of the information contained herein.
HOW TO PAY OFF YOUR MORTGAGE IN 5 YEARS
First edition. February 27, 2022.
Copyright © 2022 Clayton Morris and Natali Morris.
Written by Clayton Morris and Natali Morris.
Also by Clayton & Natali Morris
How to Pay Off Your Mortgage in 5 Years
Also Available on Amazon and with other reputable book sellers.
Text copyright © 2018 Clayton Morris and Natali Morris
Cover art copyright © 2018 Clayton Morris and Natali Morris
All rights reserved.
No part of this publication may be reproduced or transmitted in any form or by any means, mechanical or electronic, including photocopying or recording, or by any information storage and retrieval system, or transmitted by email without permission in writing from the rights holders. Reviewers may quote brief passages in reviews.
Requests for authorization should be addressed to
235 Main St. #194
Madison NJ 07940
Interior layout and design by www.writingnights.org
Book preparation by Chad Robertson
Disclaimer and FTC Notice
While all attempts have been made to verify the information provided in this publication, neither the author nor the publisher assumes any responsibility for errors, omissions, or contrary interpretations of the subject matter herein.
This book is for entertainment purposes only. The views expressed are those of the authors alone, and should not be taken as expert instruction or commands. The reader is responsible for his or her own actions.
Adherence to all applicable laws and regulations, including international, federal, state and local governing professional licensing, business practices, advertising, and all other aspects of doing business in the US, Canada, or any other jurisdiction is the sole responsibility of the purchaser or reader.
Neither the author nor the publisher assumes any responsibility or liability whatsoever on the behalf of the purchaser or reader of these materials.
Any perceived slight of any individual or organization is purely unintentional.
CONTENTS
INTRODUCTION
1 – What Is Your Mortgage Made Of?
What is Interest?
About That Payment
How Taxes and Insurance Change Your Monthly Payments
There are two reasons a bank would want to bundle your taxes and insurance with your mortgage payment:
2 – Attacking Your Mortgage
3 – Using A Home Equity Line Of Credit
What is a Home Equity Line of Credit?
Tip 1: Shop local
Tip 2: Set up your HELOC like a checking account
Use Your HELOC to Slash Your Mortgage
Caveats
Use the Card for Everything
Now About That New Tax Plan
4 – Borrow From Your Own Retirement Accounts
5 – Make Extra Principal Payments
6 – Conclusion
Celebrate Good Times
Thank You
Appendix
Clayton and Natali are proud to announce the launch of our Financial Freedom Academy. If you are serious about taking control of your finances and ready to build financial freedom we invite you to join us here:
www.FinancialFreedomAcademy.com
INTRODUCTION
Chances are you picked up this book because you own a house and you’re tired of being a slave to your monthly mortgage payments. You’re tired of working hard and never seeing any progress in paying down that massive debt. If that sounds about right, then you’ve come to the right place.
This book can change your life.
We know that sounds dramatic but we also know that a mortgage is dramatic. Your mortgage is the thing that keeps you slaving away for a paycheck so that the bank does not claim its stake on your home. Your mortgage can be a cage but there are many ways to escape that cage and we want to teach you to think like an escape artist! We will help you find money you didn’t know you had to get rid of money you didn’t even know you