How to Cope with Credit Cards: A Money-Talks Mini-Book
()
About this ebook
Tired of carrying an ongoing balance on your credit card—or even worse, cards—month after month? And paying 15 to 30 percent interest on it?
(To say nothing of getting socked with late fees on top of that if you happen to miss a payment date by a day or two.)
Well, you should be. This kind of thing is costing you a small fortune. And very possibly grinding you down emotionally, too.
It doesn't have to be that way. Seriously.
Problems with credit cards are epidemic in the United States. There are nearly 1.5 billion of them loose in the country—roughly four for every man, woman, and child—and in 2016 alone cardholders defaulted on more $29 billion in charges for which they remain legally responsible.
The average American household now carries an ongoing monthly balance of more than $8,000 in credit card debt at punishing interest rates and one out of every seven of them was late in paying their monthly bills once to a few times every fear, racking up high penalty fees.
This is financially brutal. And It takes a toll on psychologically, emotionally, and physically as well.
You may have experienced some of this already, fear you’re on the verge of it, or perhaps simply want to ensure that nothing like it does happen to you.
Whatever your situation, and despite any fears you might have to the contrary, you can cope with credit cards. In fact, you can even live happily and well with them.
This Money-Talks Mini-Book, How to Cope with Credit Cards, by bestselling personal finance author Jerrold Mundis, author of the bestselling book How to Get Out of Debt, Stay Out of Debt, and Live Prosperously—now in its 60th printing—as well as Earn What You Deserve and Making Peace with Money will show you exactly how.
Using a handful of appealing, easy-to-understand concepts and a dozen simple techniques that nearly anyone can apply starting right now, today, Mundis shows his readers how to start freeing themselves from stress and fear and needless money loss to endless credit card balances from the moment they finish reading this little book and for the rest of their lives—how to live peacefully and comfortably with credit cards in today's plastic-heavy society.
OVER 4 MILLION JERROLD MUNDIS PRINT-BOOKS SOLD!
Read more from Jerrold Mundis
How to Create Savings: A Money-Talks Mini-Book Rating: 0 out of 5 stars0 ratingsBreak Writer's Block Now! Rating: 5 out of 5 stars5/5The Dogs Rating: 0 out of 5 stars0 ratingsThe Dog Book Rating: 0 out of 5 stars0 ratingsGerhardt's Children Rating: 0 out of 5 stars0 ratings
Related to How to Cope with Credit Cards
Related ebooks
Raise Yourself From Debt to Wealth Rating: 0 out of 5 stars0 ratingsDebt-Free Blueprint: How to Get Out Of Debt and Build a Financial Life You Love Rating: 0 out of 5 stars0 ratingsDebt Free is For Me Rating: 0 out of 5 stars0 ratingsNo Debt Zone: Your 9 Step Guide To a Debt Free Life Rating: 5 out of 5 stars5/5Credit Card Debt? How To Stop Drowning In A Sea Of Credit Card Debt Rating: 0 out of 5 stars0 ratingsHow to Get Out of Debt: Get an "A" Credit Rating for Free: Using the System I've Used Successfully With Thousands of Clients Rating: 0 out of 5 stars0 ratingsWhat Everyone Ought to Know About: Debt Relief Today! Some Plain Talk About Today's Economy That no one Talks About! Rating: 0 out of 5 stars0 ratingsBoost Your Credit Score In 30 Days: Credit Repair Blueprint Rating: 0 out of 5 stars0 ratingsHow to Get Out of Credit Card Debt: 12 Actionable Steps to Get Out of Debt Fast Rating: 0 out of 5 stars0 ratingsHow To Become Debt-Free Rating: 0 out of 5 stars0 ratingsSimple Credit Repair Rating: 0 out of 5 stars0 ratingsNo More Debts: A Handy Guide With 6 Effective Tips To Be Debt-Free & Saving Up Money Rating: 0 out of 5 stars0 ratingsBeautiful Credit: Insider Secrets to Establishing a Perfect Credit Score Rating: 5 out of 5 stars5/5Credit Mysteries, What You Don't Know About Your Credit Can Hurt You Rating: 0 out of 5 stars0 ratings5 Laws of Credit: For Your Personal Credit and Financial Freedom Rating: 0 out of 5 stars0 ratingsThe Debtinator: A Step-By-Step System to Eliminate Your Debt Rating: 0 out of 5 stars0 ratingsMoney Management Mindset: A Guide to Help You Prepare for the Expected and Unexpected Rating: 0 out of 5 stars0 ratingsPerfect Credit: 7 Steps To A Great Credit Rating Rating: 0 out of 5 stars0 ratings12 Stupid Mistakes People Make with Their Money: A Step-by-Step Guide to a Secure Financial Future Rating: 2 out of 5 stars2/5Selfserv Credit: Credit Improvement Guide Rating: 0 out of 5 stars0 ratingsZero Debt: The Ultimate Guide to Financial Freedom, 3rd Edition Rating: 5 out of 5 stars5/5Goals for your Avon Business Rating: 0 out of 5 stars0 ratingsDebt Elimination 101 Rating: 5 out of 5 stars5/5The Rules of a Big Boss: A book of self-love Rating: 0 out of 5 stars0 ratingsHow to be debt free in 90 days Rating: 0 out of 5 stars0 ratingsFix & Rebuild your own CREDIT: You don't have to spend a decade or more with bad credit Rating: 0 out of 5 stars0 ratingsChristians Need Credit Repair 2: Call the Credit Doctor Rating: 0 out of 5 stars0 ratingsImprove Your Credit Score Legally: Credit Score Tips You Need Rating: 5 out of 5 stars5/5
Psychology For You
The Source: The Secrets of the Universe, the Science of the Brain Rating: 4 out of 5 stars4/5101 Fun Personality Quizzes: Who Are You . . . Really?! Rating: 3 out of 5 stars3/5How to Win Friends and Influence People: Updated For the Next Generation of Leaders Rating: 4 out of 5 stars4/5The Subtle Art of Not Giving a F*ck: A Counterintuitive Approach to Living a Good Life Rating: 4 out of 5 stars4/5How to Talk to Anyone: 92 Little Tricks for Big Success in Relationships Rating: 4 out of 5 stars4/5What Every BODY is Saying: An Ex-FBI Agent's Guide to Speed-Reading People Rating: 4 out of 5 stars4/5The Art of Witty Banter: Be Clever, Quick, & Magnetic Rating: 4 out of 5 stars4/5The Art of Letting Go: Stop Overthinking, Stop Negative Spirals, and Find Emotional Freedom Rating: 4 out of 5 stars4/5Self-Care for People with ADHD: 100+ Ways to Recharge, De-Stress, and Prioritize You! Rating: 5 out of 5 stars5/5It's OK That You're Not OK: Meeting Grief and Loss in a Culture That Doesn't Understand Rating: 4 out of 5 stars4/5Divergent Mind: Thriving in a World That Wasn't Designed for You Rating: 4 out of 5 stars4/5Becoming Bulletproof: Protect Yourself, Read People, Influence Situations, and Live Fearlessly Rating: 4 out of 5 stars4/5Maybe You Should Talk to Someone: A Therapist, HER Therapist, and Our Lives Revealed Rating: 4 out of 5 stars4/5What Happened to You?: Conversations on Trauma, Resilience, and Healing Rating: 4 out of 5 stars4/5The Denial of Death Rating: 4 out of 5 stars4/5The Covert Passive Aggressive Narcissist: The Narcissism Series, #1 Rating: 5 out of 5 stars5/5Why We Sleep: Unlocking the Power of Sleep and Dreams Rating: 4 out of 5 stars4/5Anxious for Nothing: Finding Calm in a Chaotic World Rating: 4 out of 5 stars4/5ADHD: A Hunter in a Farmer's World Rating: 4 out of 5 stars4/5No Bad Parts: Healing Trauma and Restoring Wholeness with the Internal Family Systems Model Rating: 5 out of 5 stars5/5How to Keep House While Drowning: A Gentle Approach to Cleaning and Organizing Rating: 5 out of 5 stars5/5Personality Types: Using the Enneagram for Self-Discovery Rating: 4 out of 5 stars4/5How Am I Doing?: 40 Conversations to Have with Yourself Rating: 5 out of 5 stars5/5
Reviews for How to Cope with Credit Cards
0 ratings0 reviews
Book preview
How to Cope with Credit Cards - Jerrold Mundis
HOW TO COPE WITH CREDIT CARDS
Jerrold Mundis
* * *
Books on Personal Money
By Jerrold Mundis
How to Get Out of Debt, Stay Out of Debt
and Live Prosperously
Earn What You Deserve:
How to Stop Underearning & Start Thriving
Making Peace with Money
~~
Mini-Books
How to Have More Money
How to Cope with Credit Cards
(A Money-Talks Mini-Book)
How to Create Savings
(A Money-Talks Mini-Book)
* * *
HOW TO COPE WITH CREDIT CARDS
Jerrold Mundis
Copyright © 1993, 2018 by Jerrold Mundis
All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, or stored in a database or retrieval system without the prior written permission of the author.
~
Publication History
Print edition:
Health Communications, Inc.
Deerfield Beach, Florida, 1993
Ebook edition:
Wolf River Press, New York, 2018
~
Visit the author’s website:
www.jerroldmundis.com
* * *
TABLE OF CONTENTS
Introduction
User’s Guide
Part I
The Concepts
Beginning
1. Not an Asset
2. What Does Afford
Mean?
3. I Need a Loan
4. The Cruelest Trick of All
5. In Sheep’s Clothing
Part II
The Techniques
Continuing
1. Forty-eight Months—Forever
2. All I Need Is You, Babe
3. Not at the Moment
4. The Three-Part Plan
5. Cold Storage
6. The Guarantee
7. Let Me Count the Ways
8. Getting New Cards When Old Ones Have Been Canceled
9. The Debit Card, Secured Card
10. What the Numbers Mean
11. Reading a Statement
12. Sauce for the Goose, Sauce