Finance
If you’ve become a slave to your credit card and other consumer debt, it’s time to put a practical and sustainable plan in place to pay it off so you can enjoy financial security and grow your wealth.
STEP 1: Avoid future debt
The first step in getting on top of your debts is to stop spending on credit. You are not going to make much headway decreasing your debts if you get more of them as fast as you pay off what you already have. If possible, if you can’t afford to buy something without using credit, don’t buy it. While this may feel a bit painful at first, many people find that the items they’ve been buying on credit are wants, rather than needs, and might not be as important or useful as they first thought. Save and pay cash for the things you want.
WHAT ABOUT REWARD POINTS?
Reward points are a great bonus, but that’s all they are. Purchasing something that you
