Minimalist Budget: Simple And Practical Strategies to Get You on the Road to Financial Freedom: Minimalist Living, #2
By David Wright
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About this ebook
We live in a country where wages are higher than most and unemployment is lower than in many countries. Yet, we have surprisingly high debts. While Americans earn an average of $60,000, according to the latest report from the Federal Reserve, the average American household in almost $140,000 in debt.
In Minimalist Budget, David Wright examines how we get ourselves into debt and shows you how to change your view of owning. He talks about how to create a minimalist budget and how to live well within that budget. He demonstrates how you can not only be debt-free but also save money and get out from under that crushing debt forever.
This is a preview of what you'll learn:
- What is a Minimalist Budget?
- How We Get Ourselves in Debt
- How to Get out of Debt
- Developing a Minimalist Attitude
- How to Create a Minimalist Budget
- Tips for Better Money Management
- How to Save Money
- The 50/20/30 Rule
- How to Prioritize
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Book preview
Minimalist Budget - David Wright
MINIMALIST BUDGET
SIMPLE AND PRACTICAL STRATEGIES TO GET YOU ON THE ROAD TO FINANCIAL FREEDOM
DAVID WRIGHT
Table of Contents
Introduction
Chapter One: What is a Minimalist Budget?
Chapter Two: How We Get Ourselves in Debt
Chapter Three: How to Get out of Debt
Chapter Four: Developing a Minimalist Attitude
Chapter Five: How to Create a Minimalist Budget
Chapter Six: How to Improve Your Money Management
Chapter Seven: How to Save Money
Chapter Eight: The 50/20/30 Rule
Chapter Nine: Learn to Prioritize
Conclusion
Helpful Resources
We must consult our means rather than our wishes.
―George Washington
––––––––
Don't tell me what you value, show me your budget, and I'll tell you what you value.
―Joe Biden
Introduction
When money realizes that it is in good hands, it wants to stay and multiply in those hands.
~Idowu Koyenikan
We live in a country where wages are higher than most and unemployment is lower than in many countries. Yet, we have surprisingly high debts. While Americans earn an average of $60,000, according to the latest report from the Federal Reserve, the average American household in almost $140,000 in debt.
Why is that? Well, in North American we have a penchant for owning things. The average householder has over 300,000 items. We can’t seem to part with them. Yet, we keep buying more.
One of the fastest growing industries is building and operating self-storage facilities. We buy more. There’s no place to store our old stuff so we pay yet more money to store it. Ten percent of all homeowners have rented storage facilities.
And things are not getting better. NerdWallet.com’s study indicates that American credit card debt increases at alarming rates each year. In 2017, it had reached over $930 billion dollars. That is nearly seven percent higher than in 2016.
That’s why I’ve written Minimalist Budget. I know, personally, how easy it is to get into debt. Clever advertising campaigns promise things like No down payment. Nothing to pay for twenty-four months
and Two years interest-free
. These unbelievable offers lure unsuspecting buyers to grab newer, better, faster, flashier items. Slick brochures