Live Budget and Save on $25,000 a Year

By Victoria Pierce

MONEY SAVING TIPS for you!

This is a book on how to save and budget. It will help you achieve financial success in a simple format. I also offer global tips on where our country stands financially, savings, and the global impact we have on the rest of the world. A real startling discovery in which, you will be surprised too. This book is for you if you want to know the ground- breaking secrets on how to make a living on $25,000 a year.

You will discover tips on how to save on:
·Utilities
·Food
·Home
·Transportation
·Education
·Beauty and hygiene tips
·Saving
·Building a budget
·Many more tips

Download your copy today. You will discover enormous savings. Take action and learn strategies on money saving tips.

• Language: English
• Publisher: Victoria Pierce
• Release date: May 1, 2011
• ISBN: 9781458026286

Victoria Pierce

I enjoy writing as a hobby. I like to research and answer my own questions when writing. I love to dig up information that people don't take the time to research.

Book preview

Live, Budget and Save $25,000 a Year!

Victoria Pierce

Copyright Victoria Pierce 2011

Published at Smashwords

Live Budget and Save on $25,000 Year!

By Victoria Pierce

Table of Contents

Chapter 1 Global Statistics

Chapter 2 Budgets

Chapter 3 Housing

Chapter 4 Transportation

Chapter 5 Savings

Chapter 6 Other/Miscellaneous expenses

Chapter 7 Food

Chapter 8 Utilities

Chapter 9 The Three step plan

Chapter 10 Staying Positive and the global future

Introduction

Hello, I am so excited to be writing this book. I feel like everything that I have learned in life is coming together to help others find domestic bliss and happier lives. My budgeting and saving tips will help you. I will show you tips that I have learned throughout the years. My book is for any person in which to make better financial decisions. I want to help women and men find the power inside to make it financially with hope. The statistics for singles are rising. Marriage seems to be part of an old tradition. I think many people today live financially in the moment and they think only of the day. Some live on plastic credit cards. I am more of a planner. Many of my friends that I know live day to day. How can they live without a plan or a budget? I don’t understand it. It is very scary to me so I wanted to help them to not make the same mistakes over and get deeper in debt.

Saving is very important. I want to use this book to show you that some things that you think you need, in actuality you don’t when you look around globally. My budget is $25,000 year. I will talk about budgeting expenses and how to look at your expenses based on a percentage of your net income. We will access, weigh and set goals. I have lived reality and there are many people in this country that do live on this amount everyday. Currently, I am one of them. Sixty percent of unmarried singles make less than $50,000 a year. {www.unmarried.org} Forty percent of singles bring home over $50,000. Wow! Those statistics are more than I thought. www.census.gov states that the median house hold income was $50,221 in 2009. This book can help people in all ranges of income. It doesn’t matter what your income it is how you plan. Budgeting is planning.

I have met people that make six-figures and live pay check to pay check. This is upsetting. Come on and get a clue! I can help show you a strategy on how I have lived on less. My tips wills show you how to think about money saving tips for groceries, clothes, vacations, homes, transportation, and etc. I hope this book is read and belongs to the ones that need it. It’s so simple you just have to let your inner power and reasonable common sense help you make better decisions for yourself. You create a simple budget, ask yourself a few questions before a purchase, and use common sense. You will be very successful. There are too many people that live above their means. Goals are set and stick to it. You can do it. You have to get obsessive about.

Chapter 1

Global Statistics

Economics in original Greek means One who manages a household. {Wikipedia} That’s want we will attempt to do in this book. The United States is the number one country in GDP or gross domestic product. The gross domestic product determines the size of the economy and where money is exchanged. The GDP determines the market value of all final goods and services produced in a country. It also shows the standard of living. The United States has the best living standards in the world. We are a capitalist society where everyone one wants the dollar. We live in a very rich country that’s why I didn’t understand why we ranked fourth on the human quality index report. {Researched on Wikipedia.com}

I found out what the human quality index (HDI) was for our country. The human quality index is a statistic that is composed of data on life expectancy, education, and per-capita GNI (as an indicator of standard of living). In other words, the index shows who has the longest healthiest life, access to knowledge, and a decent standard of living. It was very interesting to see the rankings for the countries listed. The statistics are based on people and community-centered policies. The United States ranked number four. I was floored. I thought we were the best country in the world. We ranked lower because of healthcare costs. The countries in the top three spots were countries that took care of their nation’s healthcare and the other factors of education and longevity of life. We actually have a great deal of economic activity in healthcare and pharmaceuticals. This is a capitalist market in the United States. It’s one of our better fields to be in these days for job growth.

Norway ranks number one in life expectancy, education, standards of living, and income. The country following in the number two spot is Australia. New Zealand ranks number three. We are going to have to come together as communities and help each other attain #1. In the year 2030, the statisticians are ranking the US as #19. Our lifestyle, income, quality of life is expected to fall. So many people are not interested in our status in the world. I am. I think that it is crucial to our