For today’s episode, HW Media CEO Clayton Collins recorded with Brian Hale, the founder and CEO of Mortgage Advisory Partners, in person at HousingWire's Dallas headquarters. Brian and Clayton dive into mortgage fragmentation, the need for industry consolidation, and the importance of a properly structured financial analysis team for mortgage operators. They also talk about executive mindset, staying on course during challenging market conditions, and the future of the mortgage industry.Related to this episode:Connect with Brian on LinkedInMortgage Advisory PartnersHousingWire on YouTubeEnjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.Want unlimited access to breaking news, feature stories, and in-depth analysis on mortgage rates directly from leading experts? Sign up now for an HW Premium subscription at  https://www.housingwire.com/hwplus/ Join us for the Gathering by Housingwire at the JW Marriott Camelback Inn Resort and Spa in Scottsdale, Arizona, April 21st through the 24th. For more information, click here: https://events.realtrends.com/the-gathering-by-housingwire/home