On today’s episode, HW Media CEO Clayton Collins interviewed Adam Carmel, the founder and CEO of Polly. In this live interview at HousingWire Annual in Austin, TX, Clayton and Adam discuss mortgage pricing, capital markets, and the data that provides a glimpse into what to expect ahead. Adam talks about how the team at Polly is working to transform their platform to be multidimensional and relational for client needs and how predictive analytics and machine learning are the future. They also talk about the trouble with forecasting mortgage rates, what the next quarter will bring, and why it sometimes pays off to be a contrarian. Related to this episode:Connect with Adam on LinkedInPolly CEO on using technology to improve marginsCapital markets innovation: the evolution and optimization of mortgage technologyHousingWire on YouTubeEnjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.