This week, Tom Hutchens, the executive vice president of production at Angel Oak Mortgage Solutions, and Manish Valecha, the head of client solutions at Angel Oak Capital Advisors, join the Housing News Podcast for its season finale.In this episode, the duo discusses the current non-QM landscape, as well as what led to the quick evaporation of the product in March 2020.Additionally, the pair discuss the two newly announced proposed rulemaking notices from the Consumer Financial Protection Bureau on the QM Patch, and what those changes could mean for the industry at large.The Housing News Podcast is a weekly wrap of the top news stories by HousingWire CEO Clayton Collins. Each week, HousingWire interviews financial services experts who can help make sense of the latest headlines, sponsored by our partners at Arch MI and Quicken Loans Mortgage Services.Here are links to the topics discussed:Did non-QM just disappear from the market?Non-QM lending has disappeared from the marketNon-QM lending inching back into the marketCFPB to eliminate DTI requirement from qualified mortgage standards