Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Chris Hansen is semi-retired and owns Snug Harbor Risk Consulting. He’s a reliable RIMS virtual instructor and he’ll be leading two upcoming virtual workshops — Fundamentals of Risk Management on August 8th and 9th and Managing Worker Compensation, Employer's Liability and Employment Practices in the U.S., on November 7th and 8th. Links to the registration pages are on the education page of RIMS.org and this episode’s notes.   Chris has had a colorful career managing risk and safety for major companies and chains like Pathmark, Rite Aid, and Walmart. He shares the trajectory of his career and his risk philosophy and how fundamentals of risk management and worker comp played a pivotal role in his career path. Chris Hansen is a longtime, continuing member of the RIMS New Jersey Chapter.   Key Takeaways: [:01] About RIMScast. [:27] About today’s episode, where we will discuss fundamentals of risk management and Worker Compensation with Chris Hansen of Snug Harbor Risk Consulting. [:38] All about exciting, upcoming RIMS events! Registration is open for the RIMS Canada Conference 2023, which will be held September 11th–14th in Ottawa! Visit RIMSCanadaConference.ca for more information. [:59] On September 14th, the Spencer Educational Foundation returns to New York City for its Annual Funding Their Future Gala. The event will be held at the Cipriani on 42nd Street. A link is on this episode’s notes. You can also visit SpencerEd.org. [1:15] The RIMS Western Regional Conference will be held October 4th–6th in Vail, Colorado. Visit RIMSWesternRegional.com for more information and to register. [1:27] Head to the RIMS.org/Advocacy page to find information about The RIMS Legislative Summit, which is returning to Washington, D.C. on October 25th and 26th. [1:41] We are very excited about the RIMS ERM Conference 2023, which will be held November 2nd and 3rd in Denver, Colorado! The theme is Elevate and Evolve. Registration will open soon as will a call for nominations for the ERM Award of Distinction. Visit the events page on RIMS.org for more information. [2:05] We are accepting educational session submissions for RISKWORLD 2024. See the link to the online submissions form in this episode’s notes. RISKWORLD 2024 will be held May 5th–8th in San Diego! [2:23] Chris Hansen is a longtime and continuing member of the RIMS New Jersey Chapter. He’s semi-retired and owns Snug Harbor Risk Consulting. [2:34] Chris is a reliable virtual instructor at RIMS and he’ll be leading two upcoming virtual workshops, Fundamentals of Risk Management, on August 8th and 9th, and Managing Worker Compensation, Employer’s Liability, and Employment Practices in the U.S., on Nov. 7th and 8th. Links to register are on the show notes. [2:57] Justin talks to Chris about his career managing risk and safety for major companies and chains like Pathmark, Rite Aid, and Walmart and how worker comp and the fundamentals of risk management influenced his career. [3:23] Justin welcomes Chris Hansen to RIMScast. Chris is a longtime member of the RIMS New Jersey Chapter. [4:13] With a degree in industrial engineering, Chris started as an engineer for Pathmark Supermarkets. After the insurance crisis of the 1980s, he became the company’s first safety manager. They didn’t know what to do with the position until they had him report to Risk Management. When the Risk Director was promoted, Chris took that role. [6:21] Chris led a team of great people until the company was acquired about 12 years later. At its biggest, his team was about 20 people, including clerical support staff. [7:06] In the days before email, if a store had an accident, they filled out a five-part multicolor form and stuck it in the interoffice mail. It showed up in the risk management department after about four days. In the meantime, an injured party was wondering why they weren’t gettin