My guest on episode 238 has a passion for football, tennis, F1 and (of course) payments! Only, not in that order. A self-proclaimed payments geek, Paramount Commerce COO Dave Roe is a product guy at heart with a self-driven mission to make the complex look simple – especially when it comes to payments!For those of you who may not know, Paramount Commerce is the leading bank-account-based payment solutions provider. The company itself just celebrated 20 years in business and has roughly 150 satisfied employees. They specialize in the online gaming and sports betting sector, as well as international e-commerce, and their two biggest offerings revolve around Interac-based payments products and instant bank transfer via the EFT rails.As for their competitive advantage that has enabled them to process more than $1 billion in payments, Dave circles back to their mission: to simplify payments for all sides of the transaction. We talk in detail about how the payment experience can make or break your conversion rate, as well as your customer relationship. Dave focuses heavily on their best-in-class payments experience and their strategic partnership strategy, as well as their genuine intention to make good friends with each and every customer. Tune in to hear Dave talk about his journey to COO and where he sees the industry going in the next 2 to 3 years, including the numerous changes expected in bank-to-bank payments, the advancement in open banking, and the expectation of real-time rails.