Risk Management for Small Business with John Morlan, an insurance and risk management industry expert with over 20 years of experience. John shares his experiences with helping small businesses reduce their risks, creating safer and more productive work environments, and potentially reducing the ever-rising cost of business insurance. He started his risk control career with ISO (Insurance Service Office). After five years at ISO, he consulted independently for another seven years. During that time, he provided safety consulting services for some of the largest insurers in the country. Next, he worked one-on-one with businesses to develop and implement safety and risk control programs. The result was a 50-80% reduction in their insurance premiums, saving them millions. Most recently, he launched Smarter Risk, which has developed a self-serve app that automates the development of these programs. This solution helps small businesses adopt risk control programs that drive down claims, enabling organizations to qualify for the best rates and allowing insurers to offer premium pricing. Henry Lopez is the host of The How of Business podcast – helping you start, run and grow your small business. The How of Business is a top-rated podcast for small business and entrepreneurs. Find the best podcast, resources and trusted service partners for small business owners and entrepreneurs at our website https://TheHowOfBusiness.com