**Trigger warning - due to the nature of today's topic, infant loss and death are mentioned in this episode**Today Kirsty gets to chat with her brother.Phil is an insurance expert and financial planner. He has run his own company, Skye Wealth for 11 years, helping loads of people to understand their current insurance and assisting them when it comes time to claim.Life Insurance is a lot more complex than car or home and contents insurance, so Phil takes us through what working with him would be like in an effort to help all of us come away with more clarity around this often taboo topic.We hope that after today you feel empowered and equipped to make sure you and your family are covered for the future.In this episode we;● Find out a little bit about Phil and what he does;● Discuss the different types of Insurance;● Hear insurance stories about some of Phil's clients;● Give clarity greater clarity around insurance;● Highlight the freedom that having insurance affords;● Encourage you to have life insurance even if you are a stay-at-home parent;And so so so so much more...We hope from this conversation we all learn something and put a smile on your face!Things mentioned in this episode and other helpful links:● Skye Wealth● Honey Insurance● Money Smart Website● Estate Planning EpisodeThank you so much Phil for your time!! We know our listeners have benefitted from hearing about your area of expertise and passion.If you found this or any of our episodes helpful, then we'd love it if you could leave us a review! It helps others find us and we love hearing how the podcast has helped you on your decluttering journey.Join our community ● Follow us on Instagram & Facebook● Join our Facebook group● Leave a review on Apple Podcast● Our websiteThanks to our sound engineer Kris Wright from Mumble & Pop. Hosted on Acast. See acast.com/privacy for more information.